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H.R. 1013 · HOUSE2d
Retirement Fairness for Charities and Educational Institutions Act of 2025
Rule H. Res. 1650 passed House.
H.Res. 1654 · HOUSE3d
Congratulating the Milwaukee Brewers, and the fans of the Milwaukee Brewers, on winning Major League Baseball's 2026 World Championship Series.
Referred to the House Committee on Oversight and Government Reform.
H.Res. 1653 · HOUSE3d
Honoring the service and sacrifice of America's veterans on Veterans Day, 2026.
Referred to the House Committee on Veterans' Affairs.
H.R. 10964 · HOUSE3d
To designate the facility of the United States Postal Service located at 2503 South Washington Avenue in Titusville, Florida, as the "Agent Kevin Morris Post Office".
Referred to the House Committee on Oversight and Government Reform.
H.R. 10967 · HOUSE3d
Diwali Day Act
Referred to the House Committee on Oversight and Government Reform.
H.Res. 1651 · HOUSE3d
Supporting the goals and ideals of "National Veterans Small Business Week".
Referred to the House Committee on Small Business.
H.R. 10963 · HOUSE3d
To eliminate the statute of limitations for certain Federal perjury offenses.
Referred to the House Committee on the Judiciary.
H.Res. 1652 · HOUSE3d
Expressing support for the designation of the week beginning on November 9, 2026, as "National School Psychology Week".
Referred to the House Committee on Education and Workforce.
H.Res. 1650 · HOUSE3d
Providing for consideration of the bill (H.R. 1013) to amend the Federal securities laws to enhance 403(b) plans, and for other purposes.
Placed on the House Calendar, Calendar No. 92.
H.R. 10961 · HOUSE3d
To direct the Secretary of Veterans Affairs to report on the Warrior Training Advancement Course of the Veterans Benefits Administration.
Referred to the House Committee on Veterans' Affairs.
H.R. 10968 · HOUSE3d
No Veteran Left Behind: Housing Retention Act of 2026
Referred to the House Committee on Veterans' Affairs.
H.R. 10966 · HOUSE3d
Supporting Veteran Mothers Act of 2026
Referred to the House Committee on Veterans' Affairs.
H.R. 10969 · HOUSE3d
Healthy Meal Time Act of 2026
Referred to the House Committee on Education and Workforce.
H.R. 10970 · HOUSE3d
Cardiovascular Disease Early Detection and Prevention Act of 2026
Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a period to be subsequently…
H.R. 10962 · HOUSE3d
Justification Oversight and Opportunities for Main Street Act of 2026
Referred to the House Committee on Armed Services.
Showing 15 of 19,857Load 50 more →
119th Congress · H.R. 8671 · Introduced

Bank Fraud Technology Advancement Act of 2026

This bill directs federal banking agencies (the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the Federal Reserve Board, and the National Credit Union Administration) to jointly study and report on the use of advanced fraud detection technology by insured depository institutions and credit unions. The study must evaluate, among other topics, the current use and effectiveness of this technology, access by community financial institutions to such technology, and the use and governance of artificial intelligence and machine learning in detecting fraud. Federal banking agencies must report all findings, determinations, and legislative recommendations to the appropriate congressional committees and make the report publicly available. The bill also allows federal banking agencies to jointly establish a temporary pilot program to facilitate community financial institution access to advanced fraud detection tools for small insured depository institutions and credit unions.

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SubjectsAdvanced technology and technological innovationsBank accounts, deposits, capitalBanking and financial institutions regulationComputer security and identity theftComputers and information technologyData collection, sharing, protectionFraud offenses and financial crimesGovernment studies and investigationsTechnology assessmentTechnology transfer and commercialization

XML scalars

congress
119
type
HR
number
8671
originChamber
House
originChamberCode
H
introducedDate
2026-05-07
updateDate
2026-09-29T20:20:17Z
updateDateIncludingText
2026-09-29T20:20:17Z
title
Bank Fraud Technology Advancement Act of 2026
legislationUrl
https://www.congress.gov/bill/119th-congress/house-bill/8671

Constitutional authority statement (CDATA)

[Congressional Record Volume 172, Number 78 (Thursday, May 7, 2026)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. FLOOD:H.R. 8671.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 18 of the US Constitution[Page H3342]

Pipeline

Track
federal_presidential
Stage
Introduced
Stage rank
3

Sponsor

  • Rep. Flood, Mike [R-NE-1] · [R-NE-1] · F000474
    Rep-NE-1 current · 3 terms · @USRepMikeFlood · 1 district office

Sponsor record (congress_legislators)

Bio (legislators)

bioguide
F000474
status
current
official_full
Mike Flood
first
Mike
middle
null
last
Flood
suffix
null
nickname
null
birthday
1975-02-23
gender
M

Current term (3 total)

type
rep
state
NE
district
1
class
null
party
Republican
caucus
null
start
2025-01-03
end
2027-01-03
end_type
null
how
null
url
https://flood.house.gov
address
343 Cannon House Office Building Washington DC 20515-2701
office
343 Cannon House Office Building
phone
202-225-4806
fax
null
contact_form
null
rss_url
null

Leadership roles (0)

none

Committee memberships (3)

  • Financial Institutions (house) · house · rank 12
  • House Committee on Financial Services (house) · house · rank 21 · site
  • Housing and Insurance (house) · house · Chairman · rank 1

Social media

District offices (1)

  • 301 South 13th Street, Suite 100, Lincoln, NE, 68508 · 402-438-1598 · 40.8107323,-96.7029892

Other names (0)

none

Sponsor FEC record (fec_live)

Candidate record (candidates) · cycle 2026

candidate_id
H2NE01118
cycle
2026
name
FLOOD, MIKE
party
REPUBLICAN PARTY
office
House
state
NE
district
01
incumbent_challenge
Incumbent
candidate_status
C
active_through
2026
election_year
null
first_file_date
2022-01-17
last_file_date
2024-11-12
last_f2_date
2024-11-12
address
null

Candidate summary (candidate_summaries) · cycle 2026

cycle
2026
total_receipts
$2,368,910.23
total_disbursements
$1,028,941.19
cash_on_hand_end_period
$1,560,750.81
debts_owed_by_committee
$6,045.90
coverage_start_date
2025-01-01
coverage_end_date
2026-06-30

Connected committees (0)

none

Cosponsors (1)

  • Rep. Pettersen, Brittany [D-CO-7] · [D-CO-7] · P000620 · Co-sponsored 2026-05-12
    Dem-CO-7 current · 2 terms · @reppettersen · 2 district offices

Committees (1)

  • Financial Services Committee [House Standing]
    2026-06-18T14:27:53ZReported By
    2026-05-13T15:57:00ZMarkup By
    2026-05-07T13:04:20ZReferred To

Actions — from XML (8)

  • 2026-06-18CalendarsH12410via House floor actions
    Placed on the Union Calendar, Calendar No. 612.
  • 2026-06-18CommitteeH12200via House floor actions
    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-704.
  • 2026-06-18Committee5000via Library of Congress
    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-704.
  • 2026-05-13Committeevia House committee actions
    Ordered to be Reported (Amended) by the Yeas and Nays: 52 - 1.
  • 2026-05-13Committeevia House committee actions
    Committee Consideration and Mark-up Session Held
  • 2026-05-07IntroReferralH11100via House floor actions
    Referred to the House Committee on Financial Services.
  • 2026-05-07IntroReferralIntro-Hvia Library of Congress
    Introduced in House
  • 2026-05-07IntroReferral1000via Library of Congress
    Introduced in House

Actions — from bill_actions table (0)

none

Titles

  • Display Title2026-09-19T23:35:20Z
    Bank Fraud Technology Advancement Act of 2026
  • Official Title as IntroducedIH2026-09-19T23:32:06Z
    To require the Federal banking agencies to conduct a study on the use of advanced technologies in fraud detection and prevention, with particular attention to community financial institutions, and for other purposes.
  • Short Title(s) as Reported to HouseRHH2026-06-19T04:53:21Z
    Bank Fraud Technology Advancement Act of 2026
  • Short Title(s) as IntroducedIH2026-05-08T08:23:28Z
    Bank Fraud Technology Advancement Act of 2026

Text versions (from XML)

Versions — from bill_versions table (0)

none

Policy area

Finance and Financial Sector

Summaries

07 · 2026-06-18 · Reported to House

Bank Fraud Technology Advancement Act of 2026

This bill directs federal banking agencies (the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the Federal Reserve Board, and the National Credit Union Administration) to jointly study and report on the use of advanced fraud detection technology by insured depository institutions and credit unions.

The study must evaluate, among other topics, the current use and effectiveness of this technology, access by community financial institutions to such technology, and the use and governance of artificial intelligence and machine learning in detecting fraud.

Federal banking agencies must report all findings, determinations, and legislative recommendations to the appropriate congressional committees and make the report publicly available.

The bill also allows federal banking agencies to jointly establish a temporary pilot program to facilitate community financial institution access to advanced fraud detection tools for small insured depository institutions and credit unions. 

Related bills

none

Amendments (0)

none

Laws

none

Committee reports

  • H. Rept. 119-704

Calendar number

null

CBO cost estimates

  • H.R. 8671, the Bank Fraud Technology Advancement Act of 20262026-09-29T20:05:00Z
    As reported by the House Committee on Financial Services on June 18, 2026

Latest action

Date
2026-06-18
Text
Placed on the Union Calendar, Calendar No. 612.
Time
null

Dublin Core

format
text/xml
language
EN
rights
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
contributor
Congressional Research Service, Library of Congress
description
This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.

Row fields (debug)

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15652
congress
119
bill_type
hr
bill_number
8671
bill_slug
hr-8671-119
title
Bank Fraud Technology Advancement Act of 2026
short_title
Bank Fraud Technology Advancement Act of 2026
sponsor_bioguide_id
F000474
sponsor_name
Rep. Flood, Mike [R-NE-1]
sponsor_party
R
sponsor_state
NE
introduced_date
2026-05-07
latest_action_date
2026-06-18
latest_action_text
Placed on the Union Calendar, Calendar No. 612.
status
null
policy_area
Finance and Financial Sector
subjects_json
[
  "Advanced technology and technological innovations",
  "Bank accounts, deposits, capital",
  "Banking and financial institutions regulation",
  "Computer security and identity theft",
  "Computers and information technology",
  "Data collection, sharing, protection",
  "Fraud offenses and financial crimes",
  "Government studies and investigations",
  "Technology assessment",
  "Technology transfer and commercialization"
]
govinfo_billstatus_path
BILLSTATUS-119hr8671
raw_billstatus_xml
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summary_lede
This bill directs federal banking agencies (the Office of the Comptroller of the Currency, the Federal Deposit Insurance Corporation, the Federal Reserve Board, and the National Credit Union Administration) to jointly study and report on the use of advanced fraud detection technology by insured depository institutions and credit unions. The study must evaluate, among other topics, the current u…
topic_primary
finance
topic_secondary_json
[]
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response_available
0
response_type
null
response_deadline
null
importance_score
null
consequence_score
null
urgency_score
null
overall_score
null
in_canopy
0
canopy_expires_at
null
pipeline_track
federal_presidential
pipeline_stage
introduced
pipeline_stage_rank
3
stable_action_id
hr-8671-119
jurisdiction
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open
lock_at
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content_hash
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2026-05-09T11:30:59.485268+00:00
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⎔ Anchored0x0000…0000Epoch 2026-Q4