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119th Congress · H.R. 7128 · Passed Origin

TRIA Program Reauthorization Act of 2026

This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk. The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program.

Full bill text →

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SubjectsDisaster relief and insuranceInsurance industry and regulationLife, casualty, property insuranceState and local government operationsTerrorism
Sponsor
Mike Flood, R-NE-1
3 terms · @USRepMikeFlood
Official website ↗
343 Cannon House Office Building Washington DC 20515-2701 · 202-225-4806
Cosponsors (4)
  • Andrew R. Garbarino, R-NY-2Original cosponsor
    Co-sponsored Jan 16, 2026 · 3 terms · @RepGarbarino
  • Emanuel Cleaver II, D-MO-5
    Co-sponsored Jan 22, 2026 · 11 terms · @RepCleaver
  • Nydia M. Velázquez, D-NY-7
    Co-sponsored Jan 22, 2026 · 17 terms · @NydiaVelazquez
  • Ayanna Pressley, D-MA-7
    Co-sponsored Jan 22, 2026 · 4 terms · @RepPressley
Committees (2)
  • Banking, Housing, and Urban Affairs Committee
    Senate Standing · Activity Jul 13, 2026
  • Financial Services Committee
    House Standing · Activity Mar 19, 2026
Actions (17)
  1. Jul 13, 2026 · via Senate
    Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  2. Jun 29, 2026 · via House floor actions
    Motion to reconsider laid on the table Agreed to without objection.
  3. Jun 29, 2026 · via House floor actions
    On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274)
  4. Jun 29, 2026 · via Library of Congress
    Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274)
  5. Jun 29, 2026 · via House floor actions
    Considered as unfinished business. (consideration: CR H4302-4303)
  6. Jun 29, 2026 · via House floor actions
    At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
  7. Jun 29, 2026 · via House floor actions
    DEBATE - The House proceeded with forty minutes of debate on H.R. 7128.
  8. Jun 29, 2026 · via House floor actions
    Considered under suspension of the rules. (consideration: CR H4273-4279)
  9. Jun 29, 2026 · via House floor actions
    Mr. Flood moved to suspend the rules and pass the bill, as amended.
  10. Mar 19, 2026 · via House floor actions
    Placed on the Union Calendar, Calendar No. 482.
  11. Mar 19, 2026 · via House floor actions
    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-561.
  12. Mar 19, 2026 · via Library of Congress
    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-561.
  13. Jan 22, 2026 · via House committee actions
    Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 2.
  14. Jan 22, 2026 · via House committee actions
    Committee Consideration and Mark-up Session Held
  15. Jan 16, 2026 · via House floor actions
    Referred to the House Committee on Financial Services.
  16. Jan 16, 2026 · via Library of Congress
    Introduced in House
  17. Jan 16, 2026 · via Library of Congress
    Introduced in House
IntroducedJan 16, 2026
Policy areaFinance and Financial Sector
RelatedS. 4395
SourceView on Congress.gov ↗
Bill textRead full text →

Constitutional authority cited

[Congressional Record Volume 172, Number 12 (Friday, January 16, 2026)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. FLOOD:H.R. 7128.Congress has the power to enact this legislation pursuantto the following:Article I, Section 8, Clause 18 of the United StatesConstitution[Page H924]
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