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119th Congress · H.R. 6132 · Introduced

Housing Affordability Act

Latest action Nov 19, 2025: Referred to the House Committee on Financial Services.

Full bill text →

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SubjectsGovernment lending and loan guaranteesHousing finance and home ownershipHousing supply and affordabilityInflation and prices

XML scalars

congress
119
type
HR
number
6132
originChamber
House
originChamberCode
H
introducedDate
2025-11-19
updateDate
2026-11-04T18:31:44Z
updateDateIncludingText
2026-11-04T18:31:44Z
title
Housing Affordability Act
legislationUrl
https://www.congress.gov/bill/119th-congress/house-bill/6132

Constitutional authority statement (CDATA)

[Congressional Record Volume 171, Number 195 (Wednesday, November 19, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Ms. De La CRUZ:H.R. 6132.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8[Page H4817]

Pipeline

Track
federal_presidential
Stage
Introduced
Stage rank
3

Sponsor

  • Rep. De La Cruz, Monica [R-TX-15] · [R-TX-15] · D000594
    Rep-TX-15 current · 2 terms · @RepMonicaDLC · 8 district offices

Sponsor record (congress_legislators)

Bio (legislators)

bioguide
D000594
status
current
official_full
Monica De La Cruz
first
Mónica
middle
null
last
De La Cruz
suffix
null
nickname
null
birthday
1974-11-11
gender
F

Current term (2 total)

type
rep
state
TX
district
15
class
null
party
Republican
caucus
null
start
2025-01-03
end
2027-01-03
end_type
null
how
null
url
https://delacruz.house.gov
address
1415 Longworth House Office Building Washington DC 20515-4315
office
1415 Longworth House Office Building
phone
202-225-9901
fax
null
contact_form
null
rss_url
null

Leadership roles (0)

none

Committee memberships (6)

  • Financial Institutions (house) · house · rank 13
  • General Farm Commodities, Risk Management, and Credit (house) · house · rank 10
  • House Committee on Agriculture (house) · house · rank 20 · site
  • House Committee on Financial Services (house) · house · rank 23 · site
  • Housing and Insurance (house) · house · Vice Chairwoman · rank 2
  • Nutrition and Foreign Agriculture (house) · house · Vice Chair · rank 2

Social media

District offices (8)

  • 402 Houston St, George West Library, George West, TX, 78022 · 830-463-0800 · 3rd Wednesday of each month 11:30AM-2:30PM by appointment only · 28.3378616,-98.1090711
  • 102 Leroy St, Three Rivers Library, Three Rivers, TX, 78071 · 830-463-0800 · 3rd Wednesday of each month 3PM-6PM by appointment only · 28.4583002,-98.1826662
  • 1103 4th St, Sam Fore, Jr. Wilson County Public Library, Floresville, TX, 78114 · 956-800-6069 · 4th Monday of each month 1PM-4PM by appointment only · 29.13661279999999,-98.1596549
  • 210 W Calvert Ave, #120, Karnes County Annex Building, Karnes City, TX, 78118 · 830-463-0800 · 2nd Tuesday of each month 9AM-5PM by appointment only · 28.885213,-97.902683
  • 112 N Travis St, Seguin, TX, 78155 · 830-463-0800 · Mon-Fri 9AM-5PM by appointment only · 29.5694229,-97.96660399999999
  • 500 E Main St, Alice Public Works Department, Alice, TX, 78332 · 956-800-6069 · 2nd Thursday of each month 1PM-4PM by appointment only · 27.7498855,-98.0719668
  • 203 S Calixto Mora Ave, Ed Rachal Public Library, Falfurrias, TX, 78355 · 956-800-6069 · 3rd Tuesday of each month 1PM-4PM by appointment only · 27.2255053,-98.1428968
  • 1400 N McColl Rd, Ste 103, Commerce Center West Building, McAllen, TX, 78504 · 956-800-6069 · Mon-Fri 9AM-5PM by appointment only · 26.213686,-98.210135

Other names (0)

none

Sponsor FEC record (fec_live)

Candidate record (candidates) · cycle 2026

candidate_id
H0TX15124
cycle
2026
name
DE LA CRUZ, MONICA
party
REPUBLICAN PARTY
office
House
state
TX
district
15
incumbent_challenge
Incumbent
candidate_status
C
active_through
2026
election_year
null
first_file_date
2019-11-14
last_file_date
2025-02-14
last_f2_date
2025-02-14
address
null

Candidate summary (candidate_summaries) · cycle 2026

cycle
2026
total_receipts
$5,273,959.93
total_disbursements
$3,424,606.96
cash_on_hand_end_period
$2,463,322.86
debts_owed_by_committee
$0.00
coverage_start_date
2025-01-01
coverage_end_date
2026-06-30

Connected committees (0)

none

Cosponsors (3)

  • Rep. Torres, Ritchie [D-NY-15] · [D-NY-15] · T000486 · Co-sponsored 2025-11-19 · original
    Dem-NY-15 current · 3 terms · @RepRitchie · 1 district office
  • Rep. Vindman, Eugene Simon [D-VA-7] · [D-VA-7] · V000138 · Co-sponsored 2025-12-03
    Dem-VA-7 current · 1 term · @RepVindman · 1 district office
  • Rep. Bera, Ami [D-CA-6] · [D-CA-6] · B001287 · Co-sponsored 2026-03-24
    Dem-CA-6 current · 7 terms · @RepBera · 1 district office

Committees (1)

  • Financial Services Committee [House Standing]
    2025-11-19T15:02:40ZReferred To

Actions — from XML (3)

  • 2025-11-19IntroReferralH11100via House floor actions
    Referred to the House Committee on Financial Services.
  • 2025-11-19IntroReferralIntro-Hvia Library of Congress
    Introduced in House
  • 2025-11-19IntroReferral1000via Library of Congress
    Introduced in House

Actions — from bill_actions table (0)

none

Titles

  • Display Title2025-11-29T05:53:21Z
    Housing Affordability Act
  • Short Title(s) as IntroducedIH2025-11-29T05:53:20Z
    Housing Affordability Act
  • Official Title as IntroducedIH2025-11-29T05:48:35Z
    To modify the multifamily loan limits under title II of the National Housing Act, and for other purposes.

Text versions (from XML)

Versions — from bill_versions table (0)

none

Policy area

Finance and Financial Sector

Summaries

none

Related bills

  • HR 6644 (119) 21st Century ROAD to Housing Act
    Latest: 2026-07-11 — Became Public Law No: 119-101.
    Relationship: Related bill (via CRS), Contained in public law (via CRS)
  • S 1527 (119) Housing Affordability Act
    Latest: 2025-04-30 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
    Relationship: Related bill (via CRS)

Amendments (0)

none

Laws

none

Committee reports

none

Calendar number

null

CBO cost estimates

none

Latest action

Date
2025-11-19
Text
Referred to the House Committee on Financial Services.
Time
null

Dublin Core

format
text/xml
language
EN
rights
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
contributor
Congressional Research Service, Library of Congress
description
This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.

Row fields (debug)

id
7237
congress
119
bill_type
hr
bill_number
6132
bill_slug
hr-6132-119
title
Housing Affordability Act
short_title
Housing Affordability Act
sponsor_bioguide_id
D000594
sponsor_name
Rep. De La Cruz, Monica [R-TX-15]
sponsor_party
R
sponsor_state
TX
introduced_date
2025-11-19
latest_action_date
2025-11-19
latest_action_text
Referred to the House Committee on Financial Services.
status
Committee
policy_area
Finance and Financial Sector
subjects_json
[
  "Government lending and loan guarantees",
  "Housing finance and home ownership",
  "Housing supply and affordability",
  "Inflation and prices"
]
govinfo_billstatus_path
BILLSTATUS-119hr6132
raw_billstatus_xml
<?xml version="1.0" encoding="utf-8" standalone="no"?> <billStatus> <version>3.0.0</version> <bill> <number>6132</number> <updateDate>2026-11-04T18:31:44Z</updateDate> <updateDateIncludingText>2026-11-04T18:31:44Z</updateDateIncludingText> <originChamber>House</originChamber> <originChamberCode>H</originChamberCode> <type>HR</type> <introducedDate>2025-11-19</int…
summary_lede
null
topic_primary
finance
topic_secondary_json
[]
action_family
committee_active
response_available
0
response_type
null
response_deadline
null
importance_score
null
consequence_score
null
urgency_score
null
overall_score
null
in_canopy
0
canopy_expires_at
null
pipeline_track
federal_presidential
pipeline_stage
introduced
pipeline_stage_rank
3
stable_action_id
hr-6132-119
jurisdiction
federal
lock_status
open
lock_at
null
content_hash
0db14424be3c892f718501e62f178f48b36e4a47a2d06ee92fe1deac5db3113e
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null
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source_kind
api_fill
first_seen_at
2026-04-20T08:15:57.988066+00:00
last_seen_at
2026-11-06T12:30:40.743795+00:00
⎔ Anchored0x0000…0000Epoch 2026-Q4