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119th Congress · H.R. 5763 · Passed Origin

Main Street Parity Act

This bill lessens the financing requirements for certain Small Business Administration loans to small businesses for plant acquisition, construction, conversion, or expansion, including the acquisition of land. Specifically, the bill reduces the amount of equity a borrower must provide by 5% of the total cost for loans for limited or single-purpose properties.

Full bill text →

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SubjectsBuilding constructionEconomic developmentGovernment lending and loan guaranteesSmall business
Sponsor
Roger Williams, R-TX-25
7 terms · @RepRWilliams
Official website ↗
2336 Rayburn House Office Building Washington DC 20515-4325 · 202-225-9896
Cosponsors (4)
  • Lateefah A. Simon, D-CA-12Original cosponsor
    Co-sponsored Oct 14, 2025 · 1 term · @RepLSimon
  • Eugene S. Vindman, D-VA-7
    Co-sponsored Oct 31, 2025 · 1 term · @RepVindman
  • Gilbert R. Cisneros, D-CA-31
    Co-sponsored Nov 17, 2025 · 2 terms
  • Maggie V. Goodlander, D-NH-2
    Co-sponsored Nov 25, 2025 · 1 term · @RepGoodlander
Committees (2)
  • Small Business and Entrepreneurship Committee
    Senate Standing · Activity Jan 26, 2026
  • Small Business Committee
    House Standing · Activity Dec 12, 2025
Actions (17)
  1. Jan 26, 2026 · via Senate
    Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
  2. Jan 20, 2026 · via House floor actions
    Motion to reconsider laid on the table Agreed to without objection.
  3. Jan 20, 2026 · via House floor actions
    On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 383 - 8 (Roll no. 32). (text: CR H930)
  4. Jan 20, 2026 · via Library of Congress
    Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 383 - 8 (Roll no. 32). (text: CR H930)
  5. Jan 20, 2026 · via House floor actions
    Considered as unfinished business. (consideration: CR H939-940)
  6. Jan 20, 2026 · via House floor actions
    At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
  7. Jan 20, 2026 · via House floor actions
    DEBATE - The House proceeded with forty minutes of debate on H.R. 5763.
  8. Jan 20, 2026 · via House floor actions
    Considered under suspension of the rules. (consideration: CR H930-931)
  9. Jan 20, 2026 · via House floor actions
    Mr. Williams (TX) moved to suspend the rules and pass the bill.
  10. Dec 12, 2025 · via House floor actions
    Placed on the Union Calendar, Calendar No. 354.
  11. Dec 12, 2025 · via House floor actions
    Reported by the Committee on Small Business. H. Rept. 119-406.
  12. Dec 12, 2025 · via Library of Congress
    Reported by the Committee on Small Business. H. Rept. 119-406.
  13. Nov 18, 2025 · via House committee actions
    Ordered to be Reported by the Yeas and Nays: 27 - 0.
  14. Nov 18, 2025 · via House committee actions
    Committee Consideration and Mark-up Session Held
  15. Oct 14, 2025 · via House floor actions
    Referred to the House Committee on Small Business.
  16. Oct 14, 2025 · via Library of Congress
    Introduced in House
  17. Oct 14, 2025 · via Library of Congress
    Introduced in House
IntroducedOct 14, 2025
Policy areaCommerce
SourceView on Congress.gov ↗
Bill textRead full text →

Constitutional authority cited

[Congressional Record Volume 171, Number 169 (Tuesday, October 14, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. WILLIAMS of Texas:H.R. 5763.Congress has the power to enact this legislation pursuantto the following:Aricle 1, Section 8 of the Constitution[Page H4537]
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