Disaster Loan Accountability and Reform Act or the DLARA This bill modifies the Small Business Administration (SBA) disaster loan program to require additional oversight and reports regarding the program. First, the bill requires the SBA to report monthly on the operation of the disaster loan program. (Currently, the SBA must report only during the applicable period for a major disaster.) The report must estimate the date on which available funding for such loans will reach 10% of the most recent appropriation and the date on which the funds will be depleted. If a report is not submitted by the required date, no funds may be appropriated for official travel by the SBA Administrator until the report is submitted. Second, the President's annual budget must include separate statements regarding the appropriations request for SBA disaster loans and COVID-19 Economic Injury Disaster Loans (EIDL), including explanations for any difference between the amount requested and the 10-year average cost for such loans. Third, the SBA must notify Congress when the balance of amounts available for disaster loans is less than 10% of the 10-year average annual cost provided in the most recent presidential budget. Finally, the bill requires additional oversight of the disaster loan program, including Government Accountability Office reports on the disbursement of disaster loans and the cost of specified SBA rules that modified the loan program; and an SBA report on its actions to improve forecasting, data quality, and budget assumptions for the cost of disaster loans.

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SubjectsCongressional oversightDisaster relief and insuranceGovernment information and archivesGovernment lending and loan guaranteesGovernment studies and investigationsSmall business

XML scalars

congress: 119
type: HR
number: 4238
originChamber: House
originChamberCode: H
introducedDate: 2025-06-27
updateDate: 2026-09-19T23:41:05Z
updateDateIncludingText: 2026-09-19T23:41:05Z
title: DLARA
legislationUrl: https://www.congress.gov/bill/119th-congress/house-bill/4238

Constitutional authority statement (CDATA)

[Congressional Record Volume 171, Number 111 (Friday, June 27, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. MOORE of North Carolina:H.R. 4238.Congress has the power to enact this legislation pursuantto the following:Section 8 of Article I of the U.S. Constitution.[Page H3034]

Pipeline

Track

federal_presidential

Stage

Passed Chamber of Origin

Stage rank

Sponsor

Rep. Moore, Tim [R-NC-14] · [R-NC-14] · M001236
Rep-NC-14 current · 1 term · @RepTimMooreNC · 1 district office

Sponsor record (congress_legislators)

Bio (legislators)

bioguide

M001236

status

current

official_full

Tim Moore

first

Tim

middle

Keith

last

Moore

suffix

null

nickname

null

birthday

1970-10-02

gender

Current term (1 total)

type

rep

state

district

class

null

party

Republican

caucus

null

start

2025-01-03

end

2027-01-03

end_type

null

how

null

url

https://timmoore.house.gov

address

1424 Longworth House Office Building Washington DC 20515-0001

office

1424 Longworth House Office Building

phone

202-225-5634

fax

null

contact_form

null

rss_url

null

Leadership roles (0)

none

Committee memberships (5)

Digital Assets, Financial Technology, and Artificial Intelligence (house) · house · rank 12
Financial Institutions (house) · house · rank 14
House Committee on Financial Services (house) · house · rank 30 · site
House Committee on the Budget (house) · house · rank 21 · site
Oversight and Investigations (house) · house · Vice Chairman · rank 2

Social media

Twitter: @RepTimMooreNC
Facebook: @CongressmanTimMoore
Instagram: @reptimmoore

District offices (1)

128 West Main Ave, Gastonia, NC, 28052 · 980-460-8110 · 35.2640869,-81.1851624

Other names (0)

none

Sponsor FEC record (fec_live)

Candidate record (candidates) · cycle 2026

candidate_id

H4NC14015

cycle

2026

name

MOORE, TIM

party

REPUBLICAN PARTY

office

House

state

district

incumbent_challenge

Incumbent

candidate_status

active_through

2026

election_year

null

first_file_date

2023-11-08

last_file_date

2025-03-12

last_f2_date

2025-03-12

address

null

Candidate summary (candidate_summaries) · cycle 2026

cycle

2026

total_receipts

$1,538,952.20

total_disbursements

$880,526.27

cash_on_hand_end_period

$1,581,992.49

debts_owed_by_committee

$0.00

coverage_start_date

2025-01-01

coverage_end_date

2026-06-30

Connected committees (0)

none

Cosponsors (19)

Rep. Davis, Donald G. [D-NC-1] · [D-NC-1] · D000230 · Co-sponsored 2025-06-27 · original
Dem-NC-1 current · 2 terms · @RepDonDavis · 3 district offices
Rep. Edwards, Chuck [R-NC-11] · [R-NC-11] · E000246 · Co-sponsored 2025-06-27 · original
Rep-NC-11 current · 2 terms · @RepEdwards · 1 district office
Del. King-Hinds, Kimberlyn [R-MP-At Large] · [R-MP-0] · K000404 · Co-sponsored 2025-06-27 · original
Rep-MP current · 1 term · @RepKimKingHinds · 3 district offices
Rep. Gimenez, Carlos A. [R-FL-28] · [R-FL-28] · G000593 · Co-sponsored 2025-06-27 · original
Rep-FL-28 current · 3 terms · @RepCarlos · 2 district offices
Rep. Murphy, Gregory F. [R-NC-3] · [R-NC-3] · M001210 · Co-sponsored 2025-06-27 · original
Rep-NC-3 current · 4 terms · @RepGregMurphy · 4 district offices
Rep. Donalds, Byron [R-FL-19] · [R-FL-19] · D000032 · Co-sponsored 2025-06-27 · original
Rep-FL-19 current · 3 terms · @RepDonaldsPress · 2 district offices
Rep. Fry, Russell [R-SC-7] · [R-SC-7] · F000478 · Co-sponsored 2025-06-27 · original
Rep-SC-7 current · 2 terms · @RepRussellFry · 2 district offices
Rep. Ciscomani, Juan [R-AZ-6] · [R-AZ-6] · C001133 · Co-sponsored 2025-06-27 · original
Rep-AZ-6 current · 2 terms · @RepCiscomani · 2 district offices
Rep. Rouzer, David [R-NC-7] · [R-NC-7] · R000603 · Co-sponsored 2025-06-27 · original
Rep-NC-7 current · 6 terms · @RepDavidRouzer · 3 district offices
Rep. Wilson, Joe [R-SC-2] · [R-SC-2] · W000795 · Co-sponsored 2025-06-27 · original
Rep-SC-2 current · 13 terms · @RepJoeWilson · 2 district offices
Rep. LaMalfa, Doug [R-CA-1] · [R-CA-1] · L000578 · Co-sponsored 2025-07-10
Rep-CA-1 current · 7 terms
Rep. Taylor, David J. [R-OH-2] · [R-OH-2] · T000490 · Co-sponsored 2025-07-10
Rep-OH-2 current · 1 term · @RepDaveTaylor · 3 district offices
Rep. Harrigan, Pat [R-NC-10] · [R-NC-10] · H001101 · Co-sponsored 2025-07-14
Rep-NC-10 current · 1 term · @RepPatHarrigan · 1 district office
Rep. Flood, Mike [R-NE-1] · [R-NE-1] · F000474 · Co-sponsored 2025-07-16
Rep-NE-1 current · 3 terms · @USRepMikeFlood · 1 district office
Rep. Begich, Nicholas J. [R-AK-At Large] · [R-AK-0] · B001323 · Co-sponsored 2025-07-17
Rep-AK current · 1 term · @repnickbegich · 1 district office
Rep. Shreve, Jefferson [R-IN-6] · [R-IN-6] · S001229 · Co-sponsored 2025-07-21
Rep-IN-6 current · 1 term · @repshreve · 3 district offices
Rep. Luna, Anna Paulina [R-FL-13] · [R-FL-13] · L000596 · Co-sponsored 2025-09-08
Rep-FL-13 current · 2 terms · @RepLuna · 1 district office
Rep. Meuser, Daniel [R-PA-9] · [R-PA-9] · M001204 · Co-sponsored 2025-10-03
Rep-PA-9 current · 4 terms · @RepMeuser · 7 district offices
Rep. Goodlander, Maggie [D-NH-2] · [D-NH-2] · G000604 · Co-sponsored 2026-05-19
Dem-NH-2 current · 1 term · @RepGoodlander · 3 district offices

Committees (2)

Budget Committee [House Standing]
2026-06-11T17:29:42ZDischarged From
2025-06-27T13:01:20ZReferred To
Small Business Committee [House Standing]
2026-06-11T17:29:27ZReported By
2026-05-20T21:42:36ZMarkup By
2025-06-27T13:01:15ZReferred To

Actions — from XML (18)

2026-06-24Calendarsvia Senate
Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 448.
2026-06-23 15:22:19FloorH38310via House floor actions
Motion to reconsider laid on the table Agreed to without objection.
2026-06-23 15:22:18FloorH37300via House floor actions
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H4143-4144)
2026-06-23 15:22:18Floor8000via Library of Congress
Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
2026-06-23 15:14:58FloorH8D000via House floor actions
DEBATE - The House proceeded with forty minutes of debate on H.R. 4238.
2026-06-23 15:14:55FloorH30000via House floor actions
Considered under suspension of the rules. (consideration: CR H4143-4145)
2026-06-23 15:14:47FloorH30300via House floor actions
Mr. Williams (TX) moved to suspend the rules and pass the bill, as amended.
2026-06-11CalendarsH12410via House floor actions
Placed on the Union Calendar, Calendar No. 603.
2026-06-11DischargeH12300via House floor actions
Committee on the Budget discharged.
2026-06-11Committee5500via Library of Congress
Committee on the Budget discharged.
2026-06-11CommitteeH12200via House floor actions
Reported (Amended) by the Committee on Small Business. H. Rept. 119-695, Part I.
2026-06-11Committee5000via Library of Congress
Reported (Amended) by the Committee on Small Business. H. Rept. 119-695, Part I.
2026-05-20Committeevia House committee actions
Ordered to be Reported in the Nature of a Substitute by the Yeas and Nays: 23 - 0.
2026-05-20Committeevia House committee actions
Committee Consideration and Mark-up Session Held
2025-06-27IntroReferralH11100via House floor actions
Referred to the Committee on Small Business, and in addition to the Committee on the Budget, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
2025-06-27IntroReferralH11100via House floor actions
Referred to the Committee on Small Business, and in addition to the Committee on the Budget, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
2025-06-27IntroReferralIntro-Hvia Library of Congress
Introduced in House
2025-06-27IntroReferral1000via Library of Congress
Introduced in House

Actions — from bill_actions table (0)

none

Titles

Display Title2026-09-19T23:41:05Z
DLARA
Short Title(s) from PCS (Placed on Senate Calendar) bill textPCSS2026-06-30T05:23:24Z
Disaster Loan Accountability and Reform Act
Short Title(s) from PCS (Placed on Senate Calendar) bill textPCSS2026-06-30T05:23:24Z
DLARA
Official Title from EH (Engrossed in House) bill textEHH2026-06-25T04:23:30Z
To improve accountability in the disaster loan program of the Small Business Administration, and for other purposes.
Short Title(s) as Passed HouseEHH2026-06-25T04:23:30Z
DLARA
Short Title(s) as Passed HouseEHH2026-06-25T04:23:30Z
Disaster Loan Accountability and Reform Act
Short Title(s) as Reported to HouseRHH2026-06-12T05:23:26Z
DLARA
Short Title(s) as Reported to HouseRHH2026-06-12T05:23:26Z
Disaster Loan Accountability and Reform Act
Short Title(s) as IntroducedIH2025-07-15T04:23:22Z
DLARA
Short Title(s) as IntroducedIH2025-07-15T04:23:22Z
Disaster Loan Accountability and Reform Act
Official Title as IntroducedIH2025-07-15T04:18:32Z
To improve accountability in the disaster loan program of the Small Business Administration, and for other purposes.

Text versions (from XML)

Placed on Calendar Senate2026-06-24T04:00:00Z
https://www.govinfo.gov/content/pkg/BILLS-119hr4238pcs/xml/BILLS-119hr4238pcs.xml
Engrossed in House2026-06-23T04:00:00Z
https://www.govinfo.gov/content/pkg/BILLS-119hr4238eh/xml/BILLS-119hr4238eh.xml
Reported in House2026-06-11T04:00:00Z
https://www.govinfo.gov/content/pkg/BILLS-119hr4238rh/xml/BILLS-119hr4238rh.xml
Introduced in House2025-06-27T04:00:00Z
https://www.govinfo.gov/content/pkg/BILLS-119hr4238ih/xml/BILLS-119hr4238ih.xml

Versions — from bill_versions table (0)

none

Policy area

Commerce

Summaries

07 · 2026-06-11 · Reported to House

Disaster Loan Accountability and Reform Act or the DLARA

This bill modifies the Small Business Administration (SBA) disaster loan program to require additional oversight and reports regarding the program.

First, the bill requires the SBA to report monthly on the operation of the disaster loan program. (Currently, the SBA must report only during the applicable period for a major disaster.) The report must estimate the date on which available funding for such loans will reach 10% of the most recent appropriation and the date on which the funds will be depleted. If a report is not submitted by the required date, no funds may be obligated for official travel by the SBA Administrator until the report is submitted.

Second, the President's annual budget must include separate statements regarding the appropriations request for SBA disaster loans and COVID-19 Economic Injury Disaster Loans (EIDL), including explanations for any difference between the amount requested and the 10-year average cost for such loans.

Third, the SBA must notify Congress when the unobligated balance of amounts available for disaster loans is less than 10% of the 10-year average annual cost provided in the most recent presidential budget.

Finally, the bill requires additional oversight of the disaster loan program, including

Government Accountability Office reports on the disbursement of disaster loans and the cost of specified SBA rules that modified the loan program; and
an SBA report on its actions to improve forecasting, data quality, and budget assumptions for the cost of disaster loans.

53 · 2026-06-23 · Passed House

Disaster Loan Accountability and Reform Act or the DLARA

This bill modifies the Small Business Administration (SBA) disaster loan program to require additional oversight and reports regarding the program.

First, the bill requires the SBA to report monthly on the operation of the disaster loan program. (Currently, the SBA must report only during the applicable period for a major disaster.) The report must estimate the date on which available funding for such loans will reach 10% of the most recent appropriation and the date on which the funds will be depleted. If a report is not submitted by the required date, no funds may be appropriated for official travel by the SBA Administrator until the report is submitted.

Third, the SBA must notify Congress when the balance of amounts available for disaster loans is less than 10% of the 10-year average annual cost provided in the most recent presidential budget.

Finally, the bill requires additional oversight of the disaster loan program, including

Government Accountability Office reports on the disbursement of disaster loans and the cost of specified SBA rules that modified the loan program; and
an SBA report on its actions to improve forecasting, data quality, and budget assumptions for the cost of disaster loans.

Related bills

S 300 (119) DLARA
Latest: 2025-03-04 — Placed on Senate Legislative Calendar under General Orders. Calendar No. 22.
Relationship: Related bill (via CRS), Related bill (via House)

Amendments (0)

none

Laws

none

Committee reports

H. Rept. 119-695

Calendar number

null

CBO cost estimates

H.R. 4238, Disaster Loan Accountability and Reform Act or DLARA2026-06-16T17:27:00Z
https://www.cbo.gov/publication/62528
As reported by the House Committee on Small Business on June 11, 2026

Latest action

Date

2026-06-24

Text

Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 448.

Time

null

Dublin Core

format

text/xml

language

rights

Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.

contributor

Congressional Research Service, Library of Congress

description

This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.

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DLARA

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Disaster Loan Accountability and Reform Act

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Rep. Moore, Tim [R-NC-14]

sponsor_party

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2025-06-27

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Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 448.

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