Government belongs to the people.

If it governs your life, you should have a voice in it.

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19,826 total · sort: latest action
H.R. 9613 · HOUSE2d
Nuclear Advisory Committee Reform Act
Placed on the Union Calendar, Calendar No. 774.
H.R. 7730 · HOUSE2d
Bankruptcy Threshold Adjustment Act
Presented to President.
H.R. 5723 · HOUSE2d
FRAUD in VA Disability Exams Act
Placed on the Union Calendar, Calendar No. 766.
H.R. 5549 · HOUSE2d
Efficient Nuclear Licensing Hearings Act
Placed on the Union Calendar, Calendar No. 769.
H.R. 1945 · HOUSE2d
America's National Churchill Museum National Historic Landmark Act
Presented to President.
H.R. 3100 · HOUSE2d
CHILD Act of 2026
Placed on the Union Calendar, Calendar No. 770.
H.R. 8205 · HOUSE4d
Accelerating Access to Critical Therapies for ALS Reauthorization Act of 2026
Became Public Law No: 119-138.
H.R. 1744 · HOUSE4d
United States Commission on International Religious Freedom Reauthorization Act of 2026
Became Public Law No: 119-137.
H.R. 10953 · HOUSE5d
To direct the Secretary of Heath and Human Services to establish and carry out a program for making allotments to States to pay for the cost of carrying out the State Ombudsman Program to serve as a resource to provide information and support to individuals with developmental disabilities and their families.
Referred to the Committee on Energy and Commerce, and in addition to the Committee on Education and Workforce, for a period to be…
H.R. 10952 · HOUSE5d
Health Forests Incentives Act of 2026
Referred to the Committee on Agriculture, and in addition to the Committees on Ways and Means, and Natural Resources, for a period to be…
H.J.Res. 221 · HOUSE5d
Proposing an amendment to the Constitution of the United States giving Congress power to regulate campaign contributions for Federal elections.
Referred to the House Committee on the Judiciary.
H.Res. 1647 · HOUSE5d
Expressing support for the recognition of the week of November 1 through November 7, 2026, as "Drowsy Driving Prevention Week".
Referred to the House Committee on Transportation and Infrastructure.
H.Res. 1646 · HOUSE5d
Supporting the recognition of November as "Bladder Health Awareness Month", supporting efforts to increase public education, reduce stigma, and improve access to care for bladder health conditions, and for other purposes.
Referred to the House Committee on Energy and Commerce.
H.R. 8660 · HOUSE5d
VEST Act
Placed on the Union Calendar, Calendar No. 765.
H.R. 8347 · HOUSE5d
RURAL Healthcare Act
Placed on the Union Calendar, Calendar No. 764.
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119th Congress · H.R. 2808 · Final

Homebuyers Privacy Protection Act

This act limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions. Specifically, the act prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless the transaction consists of a firm offer of credit or insurance and (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated a mortgage on behalf of the consumer, is a current mortgage loan servicer to the consumer, or has a current specified banking relationship with the consumer. These provisions take effect 180 days after enactment. The Government Accountability Office must study and report on the value of trigger leads (a marketing tactic facilitated by credit reporting agencies that may result in unsolicited credit offers to a consumer after a consumer applies for a separate type of credit) received by text message.

Full bill text →

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SubjectsConsumer creditFinancial services and investmentsHousing finance and home ownershipReal estate businessRight of privacy

XML scalars

congress
119
type
HR
number
2808
originChamber
House
originChamberCode
H
introducedDate
2025-04-10
updateDate
2026-10-15T14:49:17Z
updateDateIncludingText
2026-10-15T14:49:17Z
title
Homebuyers Privacy Protection Act
legislationUrl
https://www.congress.gov/bill/119th-congress/house-bill/2808

Constitutional authority statement (CDATA)

[Congressional Record Volume 171, Number 65 (Thursday, April 10, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. ROSE:H.R. 2808.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8[Page H1600]

Pipeline

Track
federal_terminal
Stage
Final Outcome
Stage rank
9

Sponsor

  • Rep. Rose, John W. [R-TN-6] · [R-TN-6] · R000612
    Rep-TN-6 current · 4 terms · @RepJohnRose · 2 district offices

Sponsor record (congress_legislators)

Bio (legislators)

bioguide
R000612
status
current
official_full
John W. Rose
first
John
middle
W.
last
Rose
suffix
null
nickname
null
birthday
1965-02-23
gender
M

Current term (4 total)

type
rep
state
TN
district
6
class
null
party
Republican
caucus
null
start
2025-01-03
end
2027-01-03
end_type
null
how
null
url
https://johnrose.house.gov
address
2238 Rayburn House Office Building Washington DC 20515-4206
office
2238 Rayburn House Office Building
phone
202-225-4231
fax
null
contact_form
null
rss_url
null

Leadership roles (0)

none

Committee memberships (8)

  • Commodity Markets, Digital Assets, and Rural Development (house) · house · Vice Chair · rank 2
  • Conservation, Research, and Biotechnology (house) · house · rank 6
  • Digital Assets, Financial Technology, and Artificial Intelligence (house) · house · rank 5
  • Financial Institutions (house) · house · rank 5
  • General Farm Commodities, Risk Management, and Credit (house) · house · rank 9
  • House Committee on Agriculture (house) · house · rank 18 · site
  • House Committee on Financial Services (house) · house · rank 11 · site
  • Housing and Insurance (house) · house · rank 3

Social media

District offices (2)

  • 355 N Belvedere Dr, Suite 308, Gallatin, TN, 37066-5466 · 615-206-8204 · fax 615-206-8980 · 36.37974,-86.48063
  • 321 East Spring Street, Suite 306, Cookeville, TN, 38501 · 931-854-9430 · fax 615-206-8980 · 36.1618073,-85.4996529

Other names (0)

none

Sponsor FEC record (fec_live)

Candidate record (candidates) · cycle 2026

candidate_id
H8TN06094
cycle
2026
name
ROSE, JOHN W.
party
REPUBLICAN PARTY
office
House
state
TN
district
06
incumbent_challenge
Incumbent
candidate_status
C
active_through
2026
election_year
null
first_file_date
2017-08-09
last_file_date
2024-11-09
last_f2_date
2024-11-09
address
null

Candidate summary (candidate_summaries) · cycle 2026

cycle
2026
total_receipts
$77,876.95
total_disbursements
$1,016,339.86
cash_on_hand_end_period
$45,291.42
debts_owed_by_committee
$145,846.34
coverage_start_date
2025-01-01
coverage_end_date
2026-06-30

Connected committees (0)

none

Cosponsors (89)

  • Rep. Torres, Ritchie [D-NY-15] · [D-NY-15] · T000486 · Co-sponsored 2025-04-10 · original
    Dem-NY-15 current · 3 terms · @RepRitchie · 1 district office
  • Rep. Garbarino, Andrew R. [R-NY-2] · [R-NY-2] · G000597 · Co-sponsored 2025-04-10 · original
    Rep-NY-2 current · 3 terms · @RepGarbarino · 1 district office
  • Rep. Nunn, Zachary [R-IA-3] · [R-IA-3] · N000193 · Co-sponsored 2025-04-10 · original
    Rep-IA-3 current · 2 terms · @ZachNunn · 3 district offices
  • Rep. Amodei, Mark E. [R-NV-2] · [R-NV-2] · A000369 · Co-sponsored 2025-04-10 · original
    Rep-NV-2 current · 8 terms · @MarkAmodeiNV2 · 2 district offices
  • Rep. Amo, Gabe [D-RI-1] · [D-RI-1] · A000380 · Co-sponsored 2025-04-10 · original
    Dem-RI-1 current · 2 terms · @RepGabeAmo · 1 district office
  • Rep. Neguse, Joe [D-CO-2] · [D-CO-2] · N000191 · Co-sponsored 2025-04-10 · original
    Dem-CO-2 current · 4 terms · @RepJoeNeguse · 3 district offices
  • Del. Norton, Eleanor Holmes [D-DC-At Large] · [D-DC-0] · N000147 · Co-sponsored 2025-04-10 · original
    Dem-DC current · 18 terms · @EleanorNorton · 1 district office
  • Rep. Ogles, Andrew [R-TN-5] · [R-TN-5] · O000175 · Co-sponsored 2025-04-10 · original
    Rep-TN-5 current · 2 terms · @repogles · 1 district office
  • Rep. Steil, Bryan [R-WI-1] · [R-WI-1] · S001213 · Co-sponsored 2025-04-10 · original
    Rep-WI-1 current · 4 terms · @RepBryanSteil · 6 district offices
  • Rep. Wittman, Robert J. [R-VA-1] · [R-VA-1] · W000804 · Co-sponsored 2025-04-10 · original
    Rep-VA-1 current · 10 terms · @RobWittman · 2 district offices
  • Rep. Lucas, Frank D. [R-OK-3] · [R-OK-3] · L000491 · Co-sponsored 2025-04-10 · original
    Rep-OK-3 current · 17 terms · @RepFrankLucas · 1 district office
  • Rep. Johnson, Dusty [R-SD-At Large] · [R-SD-0] · J000301 · Co-sponsored 2025-04-10 · original
    Rep-SD current · 4 terms · @RepDustyJohnson · 3 district offices
  • Rep. Timmons, William R. [R-SC-4] · [R-SC-4] · T000480 · Co-sponsored 2025-04-10 · original
    Rep-SC-4 current · 4 terms · @RepTimmons · 1 district office
  • Rep. Bergman, Jack [R-MI-1] · [R-MI-1] · B001301 · Co-sponsored 2025-04-10 · original
    Rep-MI-1 current · 5 terms · @RepJackBergman · 2 district offices
  • Rep. Brownley, Julia [D-CA-26] · [D-CA-26] · B001285 · Co-sponsored 2025-04-10 · original
    Dem-CA-26 current · 7 terms · @RepBrownley · 2 district offices
  • Rep. Suozzi, Thomas R. [D-NY-3] · [D-NY-3] · S001201 · Co-sponsored 2025-04-10 · original
    Dem-NY-3 current · 5 terms · @reptomsuozzi · 2 district offices
  • Rep. Moolenaar, John R. [R-MI-2] · [R-MI-2] · M001194 · Co-sponsored 2025-04-10 · original
    Rep-MI-2 current · 6 terms · @RepMoolenaar · 2 district offices
  • Rep. Cleaver, Emanuel [D-MO-5] · [D-MO-5] · C001061 · Co-sponsored 2025-04-10 · original
    Dem-MO-5 current · 11 terms · @RepCleaver · 2 district offices
  • Rep. Bice, Stephanie I. [R-OK-5] · [R-OK-5] · B000740 · Co-sponsored 2025-04-10 · original
    Rep-OK-5 current · 3 terms · @RepBice · 1 district office
  • Rep. Fields, Cleo [D-LA-6] · [D-LA-6] · F000110 · Co-sponsored 2025-04-10 · original
    Dem-LA-6 current · 3 terms · @repfields · 3 district offices
  • Rep. Smith, Adrian [R-NE-3] · [R-NE-3] · S001172 · Co-sponsored 2025-04-10 · original
    Rep-NE-3 current · 10 terms · @RepAdrianSmith · 3 district offices
  • Rep. Franklin, Scott [R-FL-18] · [R-FL-18] · F000472 · Co-sponsored 2025-04-10 · original
    Rep-FL-18 current · 3 terms · @RepFranklin · 3 district offices
  • Rep. Kustoff, David [R-TN-8] · [R-TN-8] · K000392 · Co-sponsored 2025-04-10 · original
    Rep-TN-8 current · 5 terms · @RepDavidKustoff · 3 district offices
  • Rep. Kelly, Trent [R-MS-1] · [R-MS-1] · K000388 · Co-sponsored 2025-04-10 · original
    Rep-MS-1 current · 6 terms · @RepTrentKelly · 6 district offices
  • Rep. Pettersen, Brittany [D-CO-7] · [D-CO-7] · P000620 · Co-sponsored 2025-04-10 · original
    Dem-CO-7 current · 2 terms · @reppettersen · 2 district offices
  • Rep. Guest, Michael [R-MS-3] · [R-MS-3] · G000591 · Co-sponsored 2025-04-10 · original
    Rep-MS-3 current · 4 terms · @RepMichaelGuest · 4 district offices
  • Rep. Fitzpatrick, Brian K. [R-PA-1] · [R-PA-1] · F000466 · Co-sponsored 2025-04-10 · original
    Rep-PA-1 current · 5 terms · @RepBrianFitz · 1 district office
  • Rep. McClain, Lisa C. [R-MI-9] · [R-MI-9] · M001136 · Co-sponsored 2025-04-14
    Rep-MI-9 current · 3 terms · @RepLisaMcClain · 2 district offices
  • Rep. Williams, Nikema [D-GA-5] · [D-GA-5] · W000788 · Co-sponsored 2025-04-14
    Dem-GA-5 current · 3 terms · @RepNikema · 1 district office
  • Rep. Beatty, Joyce [D-OH-3] · [D-OH-3] · B001281 · Co-sponsored 2025-04-17
    Dem-OH-3 current · 7 terms · @RepBeatty · 1 district office
  • Rep. Crow, Jason [D-CO-6] · [D-CO-6] · C001121 · Co-sponsored 2025-04-17
    Dem-CO-6 current · 4 terms · @RepJasonCrow · 1 district office
  • Rep. Thompson, Bennie G. [D-MS-2] · [D-MS-2] · T000193 · Co-sponsored 2025-04-17
    Dem-MS-2 current · 17 terms · @BennieGThompson · 6 district offices
  • Rep. Ezell, Mike [R-MS-4] · [R-MS-4] · E000235 · Co-sponsored 2025-04-21
    Rep-MS-4 current · 2 terms · @RepEzell · 4 district offices
  • Rep. De La Cruz, Monica [R-TX-15] · [R-TX-15] · D000594 · Co-sponsored 2025-04-28
    Rep-TX-15 current · 2 terms · @RepMonicaDLC · 8 district offices
  • Rep. Flood, Mike [R-NE-1] · [R-NE-1] · F000474 · Co-sponsored 2025-04-28
    Rep-NE-1 current · 3 terms · @USRepMikeFlood · 1 district office
  • Rep. Meuser, Daniel [R-PA-9] · [R-PA-9] · M001204 · Co-sponsored 2025-04-28
    Rep-PA-9 current · 4 terms · @RepMeuser · 7 district offices
  • Rep. Hern, Kevin [R-OK-1] · [R-OK-1] · H001082 · Co-sponsored 2025-04-28
    Rep-OK-1 current · 5 terms · @repkevinhern · 1 district office
  • Rep. Buchanan, Vern [R-FL-16] · [R-FL-16] · B001260 · Co-sponsored 2025-04-28
    Rep-FL-16 current · 10 terms · @VernBuchanan · 3 district offices
  • Rep. Bishop, Sanford D. [D-GA-2] · [D-GA-2] · B000490 · Co-sponsored 2025-04-28
    Dem-GA-2 current · 17 terms · @SanfordBishop · 3 district offices
  • Rep. Foster, Bill [D-IL-11] · [D-IL-11] · F000454 · Co-sponsored 2025-04-28
    Dem-IL-11 current · 9 terms · @RepBillFoster · 2 district offices
  • Rep. Sherman, Brad [D-CA-32] · [D-CA-32] · S000344 · Co-sponsored 2025-04-28
    Dem-CA-32 current · 15 terms · @BradSherman · 1 district office
  • Rep. Rutherford, John H. [R-FL-5] · [R-FL-5] · R000609 · Co-sponsored 2025-04-29
    Rep-FL-5 current · 5 terms · @RepRutherfordFL · 1 district office
  • Rep. Alford, Mark [R-MO-4] · [R-MO-4] · A000379 · Co-sponsored 2025-04-29
    Rep-MO-4 current · 2 terms · @RepMarkAlford · 3 district offices
  • Rep. Mrvan, Frank J. [D-IN-1] · [D-IN-1] · M001214 · Co-sponsored 2025-04-29
    Dem-IN-1 current · 3 terms · @RepMrvan · 1 district office
  • Rep. Grothman, Glenn [R-WI-6] · [R-WI-6] · G000576 · Co-sponsored 2025-04-29
    Rep-WI-6 current · 6 terms · @RepGrothman · 1 district office
  • Rep. Moore, Tim [R-NC-14] · [R-NC-14] · M001236 · Co-sponsored 2025-04-30
    Rep-NC-14 current · 1 term · @RepTimMooreNC · 1 district office
  • Rep. Haridopolos, Mike [R-FL-8] · [R-FL-8] · H001099 · Co-sponsored 2025-04-30
    Rep-FL-8 current · 1 term · @repharidopolos · 1 district office
  • Rep. Webster, Daniel [R-FL-11] · [R-FL-11] · W000806 · Co-sponsored 2025-04-30
    Rep-FL-11 current · 8 terms · @RepWebster · 2 district offices
  • Rep. Case, Ed [D-HI-1] · [D-HI-1] · C001055 · Co-sponsored 2025-05-01
    Dem-HI-1 current · 6 terms · @RepEdCase · 1 district office
  • Rep. Kiley, Kevin [R-CA-3] · [R-CA-3] · K000401 · Co-sponsored 2025-05-05
    Ind-CA-3 current · 2 terms · @RepKiley · 1 district office
  • Rep. Bacon, Don [R-NE-2] · [R-NE-2] · B001298 · Co-sponsored 2025-05-05
    Rep-NE-2 current · 5 terms · @RepDonBacon · 2 district offices
  • Rep. Davidson, Warren [R-OH-8] · [R-OH-8] · D000626 · Co-sponsored 2025-05-07
    Rep-OH-8 current · 6 terms · @WarrenDavidson · 2 district offices
  • Rep. Finstad, Brad [R-MN-1] · [R-MN-1] · F000475 · Co-sponsored 2025-05-07
    Rep-MN-1 current · 3 terms · @RepFinstad · 2 district offices
  • Rep. Vindman, Eugene Simon [D-VA-7] · [D-VA-7] · V000138 · Co-sponsored 2025-05-07
    Dem-VA-7 current · 1 term · @RepVindman · 1 district office
  • Rep. Golden, Jared F. [D-ME-2] · [D-ME-2] · G000592 · Co-sponsored 2025-05-07
    Dem-ME-2 current · 4 terms · @RepGolden · 3 district offices
  • Rep. Huizenga, Bill [R-MI-4] · [R-MI-4] · H001058 · Co-sponsored 2025-05-07
    Rep-MI-4 current · 8 terms · @RepHuizenga · 2 district offices
  • Rep. Donalds, Byron [R-FL-19] · [R-FL-19] · D000032 · Co-sponsored 2025-05-07
    Rep-FL-19 current · 3 terms · @RepDonaldsPress · 2 district offices
  • Rep. Stutzman, Marlin A. [R-IN-3] · [R-IN-3] · S001188 · Co-sponsored 2025-05-07
    Rep-IN-3 current · 5 terms · @RepStutzman · 1 district office
  • Rep. Mann, Tracey [R-KS-1] · [R-KS-1] · M000871 · Co-sponsored 2025-05-08
    Rep-KS-1 current · 3 terms · @RepMann · 2 district offices
  • Rep. Lawler, Michael [R-NY-17] · [R-NY-17] · L000599 · Co-sponsored 2025-05-13
    Rep-NY-17 current · 2 terms · @RepMikeLawler · 2 district offices
  • Rep. Burchett, Tim [R-TN-2] · [R-TN-2] · B001309 · Co-sponsored 2025-05-14
    Rep-TN-2 current · 4 terms · @RepTimBurchett · 2 district offices
  • Rep. Gottheimer, Josh [D-NJ-5] · [D-NJ-5] · G000583 · Co-sponsored 2025-05-15
    Dem-NJ-5 current · 5 terms · @RepJoshG · 7 district offices
  • Rep. Velázquez, Nydia M. [D-NY-7] · [D-NY-7] · V000081 · Co-sponsored 2025-05-17
    Dem-NY-7 current · 17 terms · @NydiaVelazquez · 2 district offices
  • Rep. Lynch, Stephen F. [D-MA-8] · [D-MA-8] · L000562 · Co-sponsored 2025-05-17
    Dem-MA-8 current · 13 terms · @RepStephenLynch · 3 district offices
  • Rep. Meeks, Gregory W. [D-NY-5] · [D-NY-5] · M001137 · Co-sponsored 2025-05-17
    Dem-NY-5 current · 15 terms · @RepGregoryMeeks · 2 district offices
  • Rep. McBride, Sarah [D-DE-At Large] · [D-DE-0] · M001238 · Co-sponsored 2025-05-17
    Dem-DE current · 1 term · 1 district office
  • Rep. Schmidt, Derek [R-KS-2] · [R-KS-2] · S001228 · Co-sponsored 2025-05-17
    Rep-KS-2 current · 1 term · @repderekschmidt · 2 district offices
  • Rep. Cline, Ben [R-VA-6] · [R-VA-6] · C001118 · Co-sponsored 2025-05-19
    Rep-VA-6 current · 4 terms · @RepBenCline · 4 district offices
  • Rep. LaHood, Darin [R-IL-16] · [R-IL-16] · L000585 · Co-sponsored 2025-05-20
    Rep-IL-16 current · 6 terms · @RepLaHood · 3 district offices
  • Rep. Fleischmann, Charles J. "Chuck" [R-TN-3] · [R-TN-3] · F000459 · Co-sponsored 2025-05-21
    Rep-TN-3 current · 8 terms · @RepChuck · 3 district offices
  • Rep. Fischbach, Michelle [R-MN-7] · [R-MN-7] · F000470 · Co-sponsored 2025-05-21
    Rep-MN-7 current · 3 terms · @RepFischbach · 2 district offices
  • Rep. Sorensen, Eric [D-IL-17] · [D-IL-17] · S001225 · Co-sponsored 2025-05-21
    Dem-IL-17 current · 2 terms · @RepEricSorensen · 3 district offices
  • Rep. Luna, Anna Paulina [R-FL-13] · [R-FL-13] · L000596 · Co-sponsored 2025-05-21
    Rep-FL-13 current · 2 terms · @RepLuna · 1 district office
  • Rep. Smucker, Lloyd [R-PA-11] · [R-PA-11] · S001199 · Co-sponsored 2025-05-21
    Rep-PA-11 current · 5 terms · @RepSmucker · 3 district offices
  • Rep. Craig, Angie [D-MN-2] · [D-MN-2] · C001119 · Co-sponsored 2025-05-23
    Dem-MN-2 current · 4 terms · @RepAngieCraig · 1 district office
  • Rep. Barrett, Tom [R-MI-7] · [R-MI-7] · B001321 · Co-sponsored 2025-05-29
    Rep-MI-7 current · 1 term · @reptombarrett · 1 district office
  • Rep. Downing, Troy [R-MT-2] · [R-MT-2] · D000634 · Co-sponsored 2025-05-29
    Rep-MT-2 current · 1 term · @reptroydowning · 2 district offices
  • Rep. Scott, David [D-GA-13] · [D-GA-13] · S001157 · Co-sponsored 2025-06-04
    Dem-GA-13 current · 12 terms
  • Rep. Norman, Ralph [R-SC-5] · [R-SC-5] · N000190 · Co-sponsored 2025-06-05
    Rep-SC-5 current · 5 terms · @RepRalphNorman · 1 district office
  • Rep. Bynum, Janelle S. [D-OR-5] · [D-OR-5] · B001326 · Co-sponsored 2025-06-05
    Dem-OR-5 current · 1 term · @RepBynum · 1 district office
  • Rep. Ross, Deborah K. [D-NC-2] · [D-NC-2] · R000305 · Co-sponsored 2025-06-05
    Dem-NC-2 current · 3 terms · @RepDeborahRoss · 1 district office
  • Rep. Sessions, Pete [R-TX-17] · [R-TX-17] · S000250 · Co-sponsored 2025-06-09
    Rep-TX-17 current · 14 terms · @PeteSessions · 5 district offices
  • Rep. Liccardo, Sam T. [D-CA-16] · [D-CA-16] · L000607 · Co-sponsored 2025-06-10
    Dem-CA-16 current · 1 term · @repliccardo · 1 district office
  • Rep. Tiffany, Thomas P. [R-WI-7] · [R-WI-7] · T000165 · Co-sponsored 2025-06-12
    Rep-WI-7 current · 4 terms · @RepTiffany · 1 district office
  • Rep. Kiggans, Jennifer A. [R-VA-2] · [R-VA-2] · K000399 · Co-sponsored 2025-06-17
    Rep-VA-2 current · 2 terms · @RepJenKiggans · 3 district offices
  • Rep. Cloud, Michael [R-TX-27] · [R-TX-27] · C001115 · Co-sponsored 2025-06-17
    Rep-TX-27 current · 5 terms · @RepCloudTX · 2 district offices
  • Rep. Kelly, Robin L. [D-IL-2] · [D-IL-2] · K000385 · Co-sponsored 2025-06-17
    Dem-IL-2 current · 7 terms · @RepRobinKelly · 3 district offices
  • Rep. Schneider, Bradley Scott [D-IL-10] · [D-IL-10] · S001190 · Co-sponsored 2025-06-20
    Dem-IL-10 current · 6 terms · @RepSchneider · 1 district office
  • Rep. Hinson, Ashley [R-IA-2] · [R-IA-2] · H001091 · Co-sponsored 2025-06-20
    Rep-IA-2 current · 3 terms · @RepAshleyHinson · 3 district offices

Committees (1)

  • Financial Services Committee [House Standing]
    2025-06-20T15:16:38ZReported By
    2025-06-10T17:00:00ZMarkup By
    2025-04-10T13:08:40ZReferred To

Actions — from XML (24)

  • 2025-09-05PresidentE40000via Library of Congress
    Became Public Law No: 119-36.
  • 2025-09-05BecameLaw36000via Library of Congress
    Became Public Law No: 119-36.
  • 2025-09-05PresidentE30000via Library of Congress
    Signed by President.
  • 2025-09-05BecameLaw36000via Library of Congress
    Signed by President.
  • 2025-08-25FloorE20000via House floor actions
    Presented to President.
  • 2025-08-25President28000via Library of Congress
    Presented to President.
  • 2025-08-08Floorvia Senate
    Message on Senate action sent to the House.
  • 2025-08-02Floorvia Senate
    Passed Senate without amendment by Unanimous Consent. (consideration: CR S5522)
  • 2025-08-02Floor17000via Library of Congress
    Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent.
  • 2025-06-24Calendarsvia Senate
    Received in the Senate. Read twice. Placed on Senate Legislative Calendar under General Orders. Calendar No. 104.
  • 2025-06-23 17:53:53FloorH38310via House floor actions
    Motion to reconsider laid on the table Agreed to without objection.
  • 2025-06-23 17:53:50FloorH37300via House floor actions
    On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2876)
  • 2025-06-23 17:53:50Floor8000via Library of Congress
    Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H2876)
  • 2025-06-23 17:43:18FloorH8D000via House floor actions
    DEBATE - The House proceeded with forty minutes of debate on H.R. 2808.
  • 2025-06-23 17:43:15FloorH30000via House floor actions
    Considered under suspension of the rules. (consideration: CR H2876-2877)
  • 2025-06-23 17:42:58FloorH30300via House floor actions
    Mr. Rose moved to suspend the rules and pass the bill, as amended.
  • 2025-06-20CalendarsH12410via House floor actions
    Placed on the Union Calendar, Calendar No. 133.
  • 2025-06-20CommitteeH12200via House floor actions
    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-166.
  • 2025-06-20Committee5000via Library of Congress
    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-166.
  • 2025-06-10Committeevia House committee actions
    Ordered to be Reported (Amended) by the Yeas and Nays: 46 - 0.
  • 2025-06-10Committeevia House committee actions
    Committee Consideration and Mark-up Session Held
  • 2025-04-10IntroReferralH11100via House floor actions
    Referred to the House Committee on Financial Services.
  • 2025-04-10IntroReferralIntro-Hvia Library of Congress
    Introduced in House
  • 2025-04-10IntroReferral1000via Library of Congress
    Introduced in House

Actions — from bill_actions table (0)

none

Titles

  • Official Title from EH (Engrossed in House) bill textEHH2026-07-11T02:23:23Z
    To amend the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances, and for other purposes.
  • Short Titles from ENR (Enrolled) bill textENRJ2025-08-09T03:38:22Z
    Homebuyers Privacy Protection Act
  • Short Title(s) from PCS (Placed on Senate Calendar) bill textPCSS2025-06-26T06:53:19Z
    Homebuyers Privacy Protection Act
  • Short Title(s) as Passed HouseEHH2025-06-25T03:08:16Z
    Homebuyers Privacy Protection Act
  • Short Title(s) as Reported to HouseRHH2025-06-21T03:53:17Z
    Homebuyers Privacy Protection Act
  • Display Title2025-04-24T04:53:17Z
    Homebuyers Privacy Protection Act
  • Short Title(s) as IntroducedIH2025-04-24T04:53:16Z
    Homebuyers Privacy Protection Act
  • Official Title as IntroducedIH2025-04-24T04:48:24Z
    To amend the Fair Credit Reporting Act to prevent consumer reporting agencies from furnishing consumer reports under certain circumstances, and for other purposes.

Text versions (from XML)

Versions — from bill_versions table (0)

none

Policy area

Finance and Financial Sector

Summaries

00 · 2025-04-10 · Introduced in House

Homebuyers Privacy Protection Act

This bill limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions. 

Specifically, the bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless the transaction consists of a firm offer of credit or insurance and (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated a mortgage on behalf of the consumer, is a current mortgage loan servicer to the consumer, or has a current specified banking relationship with the consumer.

These provisions take effect 180 days after the bill's enactment.

49 · 2025-09-05 · Public Law

Homebuyers Privacy Protection Act

This act limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions. 

Specifically, the act prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless the transaction consists of a firm offer of credit or insurance and (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated a mortgage on behalf of the consumer, is a current mortgage loan servicer to the consumer, or has a current specified banking relationship with the consumer.

These provisions take effect 180 days after enactment.

The Government Accountability Office must study and report on the value of trigger leads (a marketing tactic facilitated by credit reporting agencies that may result in unsolicited credit offers to a consumer after a consumer applies for a separate type of credit) received by text message.

Related bills

  • S 1467 (119) Homebuyers Privacy Protection Act
    Latest: 2025-06-17 — Held at the desk.
    Relationship: Public law contains the text (via CRS), PrimaryCompanionBillBecameLaw (via U.S. Government Publishing Office), SecondaryCompanionBillBecameLaw (via U.S. Government Publishing Office)

Amendments (0)

none

Laws

  • Public Law 119-36

Committee reports

  • H. Rept. 119-166

Calendar number

null

CBO cost estimates

none

Latest action

Date
2025-09-05
Text
Became Public Law No: 119-36.
Time
null

Dublin Core

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Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
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Congressional Research Service, Library of Congress
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This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.

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Homebuyers Privacy Protection Act
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Homebuyers Privacy Protection Act
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Rep. Rose, John W. [R-TN-6]
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sponsor_state
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2025-09-05
latest_action_text
Became Public Law No: 119-36.
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Became Law
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Finance and Financial Sector
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summary_lede
This act limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions. Specifically, the act prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless the transaction consists of a firm offer of…
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