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119th Congress · H.R. 2331 · Introduced

Transparency in CFPB Cost-Benefit Analysis Act

This bill sets forth information required to be included in a rulemaking made by the Consumer Financial Protection Bureau (CFPB). Specifically, the CFPB must publish a justification of the proposed rulemaking; a quantitative and qualitative assessment of all anticipated direct and indirect costs and benefits; alternatives to the proposed rulemaking; impacts on small businesses; and any assumptions, data, or studies used in preparing this information.

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XML scalars

congress
119
type
HR
number
2331
originChamber
House
originChamberCode
H
introducedDate
2025-03-25
updateDate
2026-10-14T14:48:06Z
updateDateIncludingText
2026-10-14T14:48:06Z
title
Transparency in CFPB Cost-Benefit Analysis Act
legislationUrl
https://www.congress.gov/bill/119th-congress/house-bill/2331

Constitutional authority statement (CDATA)

[Congressional Record Volume 171, Number 54 (Tuesday, March 25, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. LOUDERMILK:H.R. 2331.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 1. Article 1, Section 8.[Page H1274]

Pipeline

Track
federal_presidential
Stage
Introduced
Stage rank
3

Sponsor

  • Rep. Loudermilk, Barry [R-GA-11] · [R-GA-11] · L000583
    Rep-GA-11 current · 6 terms · @RepLoudermilk · 2 district offices

Sponsor record (congress_legislators)

Bio (legislators)

bioguide
L000583
status
current
official_full
Barry Loudermilk
first
Barry
middle
null
last
Loudermilk
suffix
null
nickname
null
birthday
1963-12-22
gender
M

Current term (6 total)

type
rep
state
GA
district
11
class
null
party
Republican
caucus
null
start
2025-01-03
end
2027-01-03
end_type
null
how
null
url
https://loudermilk.house.gov
address
2133 Rayburn House Office Building Washington DC 20515-1011
office
2133 Rayburn House Office Building
phone
202-225-2931
fax
null
contact_form
null
rss_url
null

Leadership roles (0)

none

Committee memberships (6)

  • Elections (house) · house · rank 2
  • Financial Institutions (house) · house · Vice Chairman · rank 2
  • House Committee on Financial Services (house) · house · rank 9 · site
  • House Committee on House Administration (house) · house · rank 2 · site
  • House Select Subcommittee to Investigate the Remaining Questions Surrounding January 6, 2021 (house) · house · Chair · rank 1
  • Oversight and Investigations (house) · house · rank 4

Social media

District offices (2)

  • 135 W. Cherokee Ave., Suite 122, Cartersville, GA, 30120 · 770-429-1776 · By appointment only · 34.1658228,-84.7997815
  • 9898 Highway 92, Suite 100, Woodstock, GA, 30188 · 770-429-1776 · fax 770-517-7427 · 34.085747,-84.523949

Other names (0)

none

Sponsor FEC record (fec_live)

Candidate record (candidates) · cycle 2026

candidate_id
H4GA11061
cycle
2026
name
LOUDERMILK, BARRY
party
REPUBLICAN PARTY
office
House
state
GA
district
11
incumbent_challenge
Incumbent
candidate_status
C
active_through
2026
election_year
null
first_file_date
2013-04-11
last_file_date
2024-11-13
last_f2_date
2024-11-13
address
null

Candidate summary (candidate_summaries) · cycle 2026

cycle
2026
total_receipts
$262,802.92
total_disbursements
$309,133.10
cash_on_hand_end_period
$126,653.67
debts_owed_by_committee
$0.00
coverage_start_date
2025-01-01
coverage_end_date
2026-06-30

Connected committees (0)

none

Cosponsors (2)

  • Rep. Barr, Andy [R-KY-6] · [R-KY-6] · B001282 · Co-sponsored 2025-03-25 · original
    Rep-KY-6 current · 7 terms · @RepAndyBarr · 1 district office
  • Rep. Lawler, Michael [R-NY-17] · [R-NY-17] · L000599 · Co-sponsored 2025-10-17
    Rep-NY-17 current · 2 terms · @RepMikeLawler · 2 district offices

Committees (1)

  • Financial Services Committee [House Standing]
    2025-03-25T14:04:45ZReferred To

Actions — from XML (3)

  • 2025-03-25IntroReferralH11100via House floor actions
    Referred to the House Committee on Financial Services.
  • 2025-03-25IntroReferralIntro-Hvia Library of Congress
    Introduced in House
  • 2025-03-25IntroReferral1000via Library of Congress
    Introduced in House

Actions — from bill_actions table (0)

none

Titles

  • Display Title2025-04-04T05:08:24Z
    Transparency in CFPB Cost-Benefit Analysis Act
  • Short Title(s) as IntroducedIH2025-04-04T05:08:19Z
    Transparency in CFPB Cost-Benefit Analysis Act
  • Official Title as IntroducedIH2025-04-04T05:03:44Z
    To enhance rulemaking requirements for the Bureau of Consumer Financial Protection, and for other purposes.

Text versions (from XML)

Versions — from bill_versions table (0)

none

Policy area

Finance and Financial Sector

Summaries

00 · 2025-03-25 · Introduced in House

Transparency in CFPB Cost-Benefit Analysis Act

This bill sets forth information required to be included in a rulemaking made by the Consumer Financial Protection Bureau (CFPB). Specifically, the CFPB must publish a justification of the proposed rulemaking; a quantitative and qualitative assessment of all anticipated direct and indirect costs and benefits; alternatives to the proposed rulemaking; impacts on small businesses; and any assumptions, data, or studies used in preparing this information.

Related bills

  • S 5628 (119) Transparency in CFPB Cost-Benefit Analysis Act
    Latest: 2026-09-30 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
    Relationship: Identical bill (via CRS)

Amendments (0)

none

Laws

none

Committee reports

none

Calendar number

null

CBO cost estimates

none

Latest action

Date
2025-03-25
Text
Referred to the House Committee on Financial Services.
Time
null

Dublin Core

format
text/xml
language
EN
rights
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
contributor
Congressional Research Service, Library of Congress
description
This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.

Row fields (debug)

id
1613
congress
119
bill_type
hr
bill_number
2331
bill_slug
hr-2331-119
title
Transparency in CFPB Cost-Benefit Analysis Act
short_title
Transparency in CFPB Cost-Benefit Analysis Act
sponsor_bioguide_id
L000583
sponsor_name
Rep. Loudermilk, Barry [R-GA-11]
sponsor_party
R
sponsor_state
GA
introduced_date
2025-03-25
latest_action_date
2025-03-25
latest_action_text
Referred to the House Committee on Financial Services.
status
Committee
policy_area
Finance and Financial Sector
subjects_json
[]
govinfo_billstatus_path
BILLSTATUS-119hr2331
raw_billstatus_xml
<?xml version="1.0" encoding="utf-8" standalone="no"?> <billStatus> <version>3.0.0</version> <bill> <number>2331</number> <updateDate>2026-10-14T14:48:06Z</updateDate> <updateDateIncludingText>2026-10-14T14:48:06Z</updateDateIncludingText> <originChamber>House</originChamber> <originChamberCode>H</originChamberCode> <type>HR</type> <introducedDate>2025-03-25</int…
summary_lede
This bill sets forth information required to be included in a rulemaking made by the Consumer Financial Protection Bureau (CFPB). Specifically, the CFPB must publish a justification of the proposed rulemaking; a quantitative and qualitative assessment of all anticipated direct and indirect costs and benefits; alternatives to the proposed rulemaking; impacts on small businesses; and any assumpti…
topic_primary
finance
topic_secondary_json
[]
action_family
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response_available
0
response_type
null
response_deadline
null
importance_score
null
consequence_score
null
urgency_score
null
overall_score
null
in_canopy
0
canopy_expires_at
null
pipeline_track
federal_presidential
pipeline_stage
introduced
pipeline_stage_rank
3
stable_action_id
hr-2331-119
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federal
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open
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null
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2026-04-20T08:15:57.988066+00:00
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⎔ AnchoredNothing is troublesome that we do willingly.Epoch 2026-Q4