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United States Commission on International Religious Freedom Reauthorization Act of 2026
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Election Worker and Polling Place Protection Act
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119th Congress · H.R. 1900 · Introduced

Bank Failure Prevention Act of 2025

This bill revises the Federal Reserve Board’s review process of merger and acquisition applications for bank holding companies. Specifically, the board must notify the applicant within a certain time period regarding whether the application is complete or if additional information is required. The board must grant or deny such an application no later than 90 days after submission, regardless of whether the application was deemed complete. (Currently, the board must grant or deny an application no later than 90 days after receipt of a complete application.) In addition, the board is prohibited from basing such application determinations on information provided by third parties.

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SubjectsBanking and financial institutions regulationBusiness recordsCorporate finance and management

XML scalars

congress
119
type
HR
number
1900
originChamber
House
originChamberCode
H
introducedDate
2025-03-06
updateDate
2026-07-17T23:34:39Z
updateDateIncludingText
2026-07-17T23:34:39Z
title
Bank Failure Prevention Act of 2025
legislationUrl
https://www.congress.gov/bill/119th-congress/house-bill/1900

Constitutional authority statement (CDATA)

[Congressional Record Volume 171, Number 43 (Thursday, March 6, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. BARR:H.R. 1900.Congress has the power to enact this legislation pursuantto the following:Article 1, Section 8 of the United States Constitution.[Page H1039]

Pipeline

Track
federal_presidential
Stage
Introduced
Stage rank
3

Sponsor

  • Rep. Barr, Andy [R-KY-6] · [R-KY-6] · B001282
    Rep-KY-6 current · 7 terms · @RepAndyBarr · 1 district office

Sponsor record (congress_legislators)

Bio (legislators)

bioguide
B001282
status
current
official_full
Andy Barr
first
Garland
middle
null
last
Barr
suffix
null
nickname
Andy
birthday
1973-07-24
gender
M

Current term (7 total)

type
rep
state
KY
district
6
class
null
party
Republican
caucus
null
start
2025-01-03
end
2027-01-03
end_type
null
how
null
url
https://barr.house.gov
address
2430 Rayburn House Office Building Washington DC 20515-1706
office
2430 Rayburn House Office Building
phone
202-225-4706
fax
null
contact_form
null
rss_url
http://barr.house.gov/rss.xml

Leadership roles (0)

none

Committee memberships (6)

  • East Asia and Pacific (house) · house · rank 3
  • Financial Institutions (house) · house · Chairman · rank 1
  • House Committee on Financial Services (house) · house · rank 6 · site
  • House Committee on Foreign Affairs (house) · house · rank 8 · site
  • House Select Committee on the Strategic Competition Between the United States and the Chinese Communist Party (house) · house · rank 3
  • National Security, Illicit Finance, and International Financial Institutions (house) · house · rank 5

Social media

District offices (1)

  • 2709 Old Rosebud Rd., Ste. 100, Lexington, KY, 40509 · 859-219-1366 · 38.02835049999999,-84.4193689

Other names (0)

none

Sponsor FEC record (fec_live)

Candidate record (candidates) · cycle 2026

candidate_id
H0KY06104
cycle
2026
name
BARR, GARLAND ANDY
party
REPUBLICAN PARTY
office
House
state
KY
district
06
incumbent_challenge
Incumbent
candidate_status
C
active_through
2026
election_year
null
first_file_date
2009-09-28
last_file_date
2024-11-18
last_f2_date
2024-11-18
address
null

Candidate summary (candidate_summaries) · cycle 2026

cycle
2026
total_receipts
null
total_disbursements
null
cash_on_hand_end_period
$0.00
debts_owed_by_committee
$0.00
coverage_start_date
null
coverage_end_date
null

Connected committees (0)

none

Cosponsors (3)

  • Rep. Fitzgerald, Scott [R-WI-5] · [R-WI-5] · F000471 · Co-sponsored 2025-03-06 · original
    Rep-WI-5 current · 3 terms · @RepFitzgerald · 1 district office
  • Rep. Meuser, Daniel [R-PA-9] · [R-PA-9] · M001204 · Co-sponsored 2025-05-08
    Rep-PA-9 current · 4 terms · @RepMeuser · 7 district offices
  • Rep. Sessions, Pete [R-TX-17] · [R-TX-17] · S000250 · Co-sponsored 2025-05-19
    Rep-TX-17 current · 14 terms · @PeteSessions · 5 district offices

Committees (1)

  • Financial Services Committee [House Standing]
    2025-06-04T19:01:20ZReported By
    2025-05-21T16:00:00ZMarkup By
    2025-03-06T14:05:50ZReferred To

Actions — from XML (8)

  • 2025-06-04CalendarsH12410via House floor actions
    Placed on the Union Calendar, Calendar No. 101.
  • 2025-06-04CommitteeH12200via House floor actions
    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-132.
  • 2025-06-04Committee5000via Library of Congress
    Reported (Amended) by the Committee on Financial Services. H. Rept. 119-132.
  • 2025-05-21Committeevia House committee actions
    Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 21.
  • 2025-05-21Committeevia House committee actions
    Committee Consideration and Mark-up Session Held
  • 2025-03-06IntroReferralH11100via House floor actions
    Referred to the House Committee on Financial Services.
  • 2025-03-06IntroReferralIntro-Hvia Library of Congress
    Introduced in House
  • 2025-03-06IntroReferral1000via Library of Congress
    Introduced in House

Actions — from bill_actions table (0)

none

Titles

  • Short Title(s) as Reported to HouseRHH2025-06-05T07:53:16Z
    Bank Failure Prevention Act of 2025
  • Display Title2025-03-22T05:53:21Z
    Bank Failure Prevention Act of 2025
  • Short Title(s) as IntroducedIH2025-03-22T05:53:19Z
    Bank Failure Prevention Act of 2025
  • Official Title as IntroducedIH2025-03-22T05:48:20Z
    To specify when the record is complete on certain acquisition applications related to depository institution holding companies, and for other purposes.

Text versions (from XML)

Versions — from bill_versions table (0)

none

Policy area

Finance and Financial Sector

Summaries

00 · 2025-03-06 · Introduced in House

Bank Failure Prevention Act of 2025

This bill revises the Federal Reserve Board’s review process of merger and acquisition applications for bank holding companies.

Specifically, the board must notify the applicant within a certain time period regarding whether the application is complete or if additional information is required. The board must grant or deny such an application no later than 90 days after submission, regardless of whether the application was deemed complete. (Currently, the board must grant or deny an application no later than 90 days after receipt of a complete application.)

In addition, the board is prohibited from basing such application determinations on information provided by third parties.

Related bills

  • HR 6955 (119) Main Street Act
    Latest: 2026-04-20 — Placed on the Union Calendar, Calendar No. 535.
    Relationship: Related bill (via CRS)

Amendments (0)

none

Laws

none

Committee reports

  • H. Rept. 119-132

Calendar number

null

CBO cost estimates

none

Latest action

Date
2025-06-04
Text
Placed on the Union Calendar, Calendar No. 101.
Time
null

Dublin Core

format
text/xml
language
EN
rights
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
contributor
Congressional Research Service, Library of Congress
description
This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.

Row fields (debug)

id
4767
congress
119
bill_type
hr
bill_number
1900
bill_slug
hr-1900-119
title
Bank Failure Prevention Act of 2025
short_title
Bank Failure Prevention Act of 2025
sponsor_bioguide_id
B001282
sponsor_name
Rep. Barr, Andy [R-KY-6]
sponsor_party
R
sponsor_state
KY
introduced_date
2025-03-06
latest_action_date
2025-06-04
latest_action_text
Placed on the Union Calendar, Calendar No. 101.
status
null
policy_area
Finance and Financial Sector
subjects_json
[
  "Banking and financial institutions regulation",
  "Business records",
  "Corporate finance and management"
]
govinfo_billstatus_path
BILLSTATUS-119hr1900
raw_billstatus_xml
<?xml version="1.0" encoding="utf-8" standalone="no"?> <billStatus> <version>3.0.0</version> <bill> <number>1900</number> <updateDate>2026-07-17T23:34:39Z</updateDate> <updateDateIncludingText>2026-07-17T23:34:39Z</updateDateIncludingText> <originChamber>House</originChamber> <originChamberCode>H</originChamberCode> <type>HR</type> <introducedDate>2025-03-06</int…
summary_lede
This bill revises the Federal Reserve Board’s review process of merger and acquisition applications for bank holding companies. Specifically, the board must notify the applicant within a certain time period regarding whether the application is complete or if additional information is required. The board must grant or deny such an application no later than 90 days after submission, regardless of…
topic_primary
finance
topic_secondary_json
[]
action_family
introduced_only
response_available
0
response_type
null
response_deadline
null
importance_score
null
consequence_score
null
urgency_score
null
overall_score
null
in_canopy
0
canopy_expires_at
null
pipeline_track
federal_presidential
pipeline_stage
introduced
pipeline_stage_rank
3
stable_action_id
hr-1900-119
jurisdiction
federal
lock_status
open
lock_at
null
content_hash
be99d676fe31819495257f761e434f393b512fdc9161eb01e87def596baa9790
anchored_at
null
anchor_merkle_root
null
source_kind
api_fill
first_seen_at
2026-04-20T08:15:57.988066+00:00
last_seen_at
2026-07-25T11:30:25.266978+00:00
⎔ Anchored0x0000…0000Epoch 2026-Q4