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119th Congress · H.R. 1804 · Passed Origin

7(a) Loan Agent Oversight Act

This bill requires the Small Business Administration (SBA) to submit an annual report containing specified information related to 7(a) loan agents. These agents provide fee-based referral and loan application services related to the SBA's 7(a) Program. Under the 7(a) Program, the SBA provides loans and loan guarantees to small business borrowers who cannot obtain credit elsewhere on reasonable terms and conditions. The required report must include (1) the number and type of agents assisting applicants for 7(a) loans, (2) the number of fraudulent loans made for which an applicant used the services of a 7(a) agent, (3) the purchase rate of loans for which an applicant used the services of a 7(a) agent, and (4) the number and aggregate dollar value of referral fees paid to 7(a) agents.

Full bill text →

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SubjectsCongressional oversightFraud offenses and financial crimesGovernment information and archivesGovernment lending and loan guaranteesGovernment studies and investigations
Sponsor
Daniel Meuser, R-PA-9
4 terms · @RepMeuser
Official website ↗
350 Cannon House Office Building Washington DC 20515-3809 · 202-225-6511
Cosponsors (1)
  • LaMonica McIver, D-NJ-10Original cosponsor
    Co-sponsored Mar 3, 2025 · 2 terms · @RepLaMonica
Committees (2)
  • Small Business and Entrepreneurship Committee
    Senate Standing · Activity Jun 4, 2025
  • Small Business Committee
    House Standing · Activity Mar 24, 2025
Actions (17)
  1. Jun 4, 2025 · via Senate
    Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
  2. Jun 3, 2025 · via House floor actions
    Motion to reconsider laid on the table Agreed to without objection.
  3. Jun 3, 2025 · via House floor actions
    On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 405 - 3 (Roll no. 147). (text: CR H2398)
  4. Jun 3, 2025 · via Library of Congress
    Passed/agreed to in House: On motion to suspend the rules and pass the bill Agreed to by the Yeas and Nays: (2/3 required): 405 - 3 (Roll no. 147). (text: CR H2398)
  5. Jun 3, 2025 · via House floor actions
    Considered as unfinished business. (consideration: CR H2403-2404)
  6. Jun 3, 2025 · via House floor actions
    At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.
  7. Jun 3, 2025 · via House floor actions
    DEBATE - The House proceeded with forty minutes of debate on H.R. 1804.
  8. Jun 3, 2025 · via House floor actions
    Considered under suspension of the rules. (consideration: CR H2398-2399)
  9. Jun 3, 2025 · via House floor actions
    Mr. Williams (TX) moved to suspend the rules and pass the bill.
  10. Mar 24, 2025 · via House floor actions
    Placed on the Union Calendar, Calendar No. 22.
  11. Mar 24, 2025 · via House floor actions
    Reported by the Committee on Small Business. H. Rept. 119-33.
  12. Mar 24, 2025 · via Library of Congress
    Reported by the Committee on Small Business. H. Rept. 119-33.
  13. Mar 5, 2025 · via House committee actions
    Ordered to be Reported by the Yeas and Nays: 25 - 0.
  14. Mar 5, 2025 · via House committee actions
    Committee Consideration and Mark-up Session Held
  15. Mar 3, 2025 · via House floor actions
    Referred to the House Committee on Small Business.
  16. Mar 3, 2025 · via Library of Congress
    Introduced in House
  17. Mar 3, 2025 · via Library of Congress
    Introduced in House
IntroducedMar 3, 2025
Policy areaCommerce
SourceView on Congress.gov ↗
Bill textRead full text →

Constitutional authority cited

[Congressional Record Volume 171, Number 40 (Monday, March 3, 2025)][House]From the Congressional Record Online through the Government Publishing Office [www.gpo.gov]By Mr. MEUSER:H.R. 1804.Congress has the power to enact this legislation pursuantto the following:Article 1 Section 8[Page H946]
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