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Expressing support for the recognition of the week of November 1 through November 7, 2026, as "Drowsy Driving Prevention Week".
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119th Congress · S.J.Res. 28 · Final

A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau (CFPB) titled Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications and published on December 10, 2024. The rule defines larger participants in the general-use digital consumer payment application market (i.e., payment apps) that are subject to CFPB supervisory authority. The rule defines larger participants in this market as nonbanks (1) with an annual volume of at least 50 million transactions, and (2) that are not small business concerns.

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SubjectsAdministrative law and regulatory proceduresCongressional oversightConsumer Financial Protection BureauConsumer affairsInternet, web applications, social media

XML scalars

congress
119
type
SJRES
number
28
originChamber
Senate
originChamberCode
S
introducedDate
2025-02-27
updateDate
2026-07-27T16:40:56Z
updateDateIncludingText
2026-07-27T16:40:56Z
title
A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".
legislationUrl
https://www.congress.gov/bill/119th-congress/senate-joint-resolution/28

Constitutional authority statement (CDATA)

null

Pipeline

Track
federal_terminal
Stage
Final Outcome
Stage rank
9

Sponsor

  • Sen. Ricketts, Pete [R-NE] · [R-NE] · R000618
    Rep-NE current · 2 terms · @SenatorRicketts · 4 district offices

Sponsor record (congress_legislators)

Bio (legislators)

bioguide
R000618
status
current
official_full
Pete Ricketts
first
Pete
middle
null
last
Ricketts
suffix
null
nickname
null
birthday
1964-08-19
gender
M

Current term (2 total)

type
sen
state
NE
district
null
class
2
party
Republican
caucus
null
start
2024-11-05
end
2027-01-03
end_type
null
how
special-election
url
https://www.ricketts.senate.gov
address
139 Russell Senate Office Building Washington DC 20510
office
139 Russell Senate Office Building
phone
202-224-4224
fax
null
contact_form
https://www.ricketts.senate.gov/contact/
rss_url
null

Leadership roles (0)

none

Committee memberships (13)

  • Clean Air, Climate, and Nuclear Innovation and Safety (senate) · senate · rank 5
  • East Asia, the Pacific, and International Cybersecurity Policy (senate) · senate · Chairman · rank 1
  • Economic Policy (senate) · senate · rank 4
  • Europe and Regional Security Cooperation (senate) · senate · rank 3
  • Financial Institutions and Consumer Protection (senate) · senate · rank 7
  • Fisheries, Wildlife, and Water (senate) · senate · Chairman · rank 1
  • National Security and International Trade and Finance (senate) · senate · rank 2
  • Senate Committee on Banking, Housing, and Urban Affairs (senate) · senate · rank 9 · site
  • Senate Committee on Environment and Public Works (senate) · senate · rank 7 · site
  • Senate Committee on Foreign Relations (senate) · senate · rank 2 · site
  • Senate Committee on the Budget (senate) · senate · rank 9 · site
  • State Department and USAID Management, International Operations, and Bilateral International Development (senate) · senate · rank 4
  • Transportation and Infrastructure (senate) · senate · rank 6

Social media

District offices (4)

  • 304 N. 168th Circle, Suite 213, Omaha, NE, 68118 · 402-550-8040 · 41.2618733,-96.1778064
  • 1248 ‘O’ St., Suite 1000, Lincoln, NE, 68508 · 402-476-1400 · 40.8143839,-96.7028722
  • 4111 4th Ave., Suite 26, Kearney, NE, 68845 · 308-233-3677 · 40.71543339999999,-99.0861941
  • 115 Railway St., Suite C102, Scottsbluff, NE, 69361 · 308-632-6032 · 41.8625313,-103.6651257

Other names (0)

none

Sponsor FEC record (fec_live)

Candidate record (candidates) · cycle 2026

candidate_id
S6NE00129
cycle
2026
name
RICKETTS, PETE
party
REPUBLICAN PARTY
office
Senate
state
NE
district
00
incumbent_challenge
Incumbent
candidate_status
C
active_through
2026
election_year
null
first_file_date
2005-08-15
last_file_date
2026-09-24
last_f2_date
2026-09-24
address
null

Candidate summary (candidate_summaries) · cycle 2026

cycle
2026
total_receipts
$11,233,506.70
total_disbursements
$4,809,505.91
cash_on_hand_end_period
$6,910,969.90
debts_owed_by_committee
$0.00
coverage_start_date
2025-01-01
coverage_end_date
2026-06-30

Connected committees (0)

none

Cosponsors (5)

  • Sen. Budd, Ted [R-NC] · [R-NC] · B001305 · Co-sponsored 2025-02-27 · original
    Rep-NC current · 4 terms · @RepTedBudd · 4 district offices
  • Sen. Banks, Jim [R-IN] · [R-IN] · B001299 · Co-sponsored 2025-03-03
    Rep-IN current · 5 terms · @RepJimBanks · 2 district offices
  • Sen. Hagerty, Bill [R-TN] · [R-TN] · H000601 · Co-sponsored 2025-03-03
    Rep-TN current · 1 term · @SenatorHagerty · 7 district offices
  • Sen. Fischer, Deb [R-NE] · [R-NE] · F000463 · Co-sponsored 2025-03-04
    Rep-NE current · 3 terms · @SenatorFischer · 4 district offices
  • Sen. Scott, Tim [R-SC] · [R-SC] · S001184 · Co-sponsored 2025-03-04
    Rep-SC current · 5 terms · @SenatorTimScott · 3 district offices

Committees (1)

  • Banking, Housing, and Urban Affairs Committee [Senate Standing]
    2025-03-04T20:39:11ZDischarged From
    2025-02-27T19:07:04ZReferred To

Actions — from XML (31)

  • 2025-05-09PresidentE40000via Library of Congress
    Became Public Law No: 119-11.
  • 2025-05-09BecameLaw36000via Library of Congress
    Became Public Law No: 119-11.
  • 2025-05-09PresidentE30000via Library of Congress
    Signed by President.
  • 2025-05-09BecameLaw36000via Library of Congress
    Signed by President.
  • 2025-05-05FloorE20000via House floor actions
    Presented to President.
  • 2025-05-05President28000via Library of Congress
    Presented to President.
  • 2025-04-09 16:20:15FloorH38310via House floor actions
    Motion to reconsider laid on the table Agreed to without objection.
  • 2025-04-09 16:20:12FloorH37100via House floor actions
    On passage Passed by the Yeas and Nays: 219 - 211 (Roll no. 95). (text: CR H1514)
    VoteHouse roll 95 — source
  • 2025-04-09 16:20:12Floor8000via Library of Congress
    Passed/agreed to in House: On passage Passed by the Yeas and Nays: 219 - 211 (Roll no. 95). (text: CR H1514: 2)
    VoteHouse roll 95 — source
  • 2025-04-09 16:13:47FloorH30000via House floor actions
    Considered as unfinished business. (consideration: CR H1532-1533)
  • 2025-04-09 13:07:04FloorH8D000via House floor actions
    POSTPONED PROCEEDINGS - At the conclusion of debate on S.J. Res. 28, the Chair put the question on passage of the joint resolution and by voice vote, announced that the ayes had prevailed. Mr. Hill (AR) demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.
  • 2025-04-09 13:06:25FloorH35000via House floor actions
    The previous question was ordered pursuant to the rule.
  • 2025-04-09 12:24:44FloorH8D000via House floor actions
    DEBATE - The House proceeded with one hour of debate on S.J. Res. 28.
  • 2025-04-09 12:24:24FloorH8D000via House floor actions
    Rule provides for consideration of S.J. Res. 18, S.J. Res. 28, H.R. 1526 and H.R. 22. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28.
  • 2025-04-09 12:24:19FloorH30000via House floor actions
    Considered under the provisions of rule H. Res. 294. (consideration: CR H1514-1519)
  • 2025-04-07 19:20:40FloorH1L210via House floor actions
    Rules Committee Resolution H. Res. 294 Reported to House. Rule provides for consideration of S.J. Res. 18, S.J. Res. 28, H.R. 1526 and H.R. 22. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28.
  • 2025-04-01 14:16:01FloorH1L220via House floor actions
    Rule H. Res. 282 failed passage of House.
  • 2025-04-01 10:03:16FloorH1L210via House floor actions
    Rules Committee Resolution H. Res. 282 Reported to House. Rule provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18 and S.J. Res. 28. The resolution provides for consideration of H.R. 22, H.R. 1526, S.J. Res. 18, and S.J. Res. 28 under a closed rule. The resolution provides for one hour of debate on each measure and one motion to recommit on H.R. 22 and H.R. 1526, and one motion to commit on S.J. Res. 18 and S.J. Res. 28. The resolution also provides that H. Res. 23 and H. Res. 164 are laid on the table.
  • 2025-03-10 18:41:31FloorH15000via House floor actions
    Held at the Desk
  • 2025-03-10 18:30:48FloorH14000via House floor actions
    Received in the House
  • 2025-03-06Floorvia Senate
    Message on Senate action sent to the House.
  • 2025-03-05Floorvia Senate
    Passed Senate without amendment by Yea-Nay Vote. 51 - 47. Record Vote Number: 106.
    VoteSenate roll 106 — source
  • 2025-03-05Floor17000via Library of Congress
    Passed/agreed to in Senate: Passed Senate without amendment by Yea-Nay Vote. 51 - 47. Record Vote Number: 106.
    VoteSenate roll 106 — source
  • 2025-03-05Floorvia Senate
    Considered by Senate. (consideration: CR S1503, S1510-1511, S1520-1521)
  • 2025-03-04Floorvia Senate
    Measure laid before Senate by motion. (consideration: CR S1489)
  • 2025-03-04Floorvia Senate
    Motion to proceed to consideration of measure agreed to in Senate by Yea-Nay Vote. 50 - 47. Record Vote Number: 103. (CR S1489)
    VoteSenate roll 103 — source
  • 2025-03-04Calendarsvia Senate
    Placed on Senate Legislative Calendar under General Orders. Calendar No. 20.
  • 2025-03-04Dischargevia Senate
    Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).
  • 2025-03-04Committee14500via Library of Congress
    Senate Committee on Banking, Housing, and Urban Affairs discharged, by petition, pursuant to 5 U.S.C. 802(c).
  • 2025-02-27IntroReferralvia Senate
    Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
  • 2025-02-27IntroReferral10000via Library of Congress
    Introduced in Senate

Actions — from bill_actions table (0)

none

Titles

  • Display Title2025-04-03T13:59:00Z
    A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".
  • Official Title as IntroducedIS2025-03-01T04:18:22Z
    A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".

Text versions (from XML)

Versions — from bill_versions table (0)

none

Policy area

Finance and Financial Sector

Summaries

00 · 2025-02-27 · Introduced in Senate

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau (CFPB) titled Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications and published on December 10, 2024. The rule defines larger participants in the general-use digital consumer payment application market (i.e., payment apps) that are subject to CFPB supervisory authority. The rule defines larger participants in this market as nonbanks (1) with an annual volume of at least 50 million transactions, and (2) that are not small business concerns.

49 · 2025-05-09 · Public Law

This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau (CFPB) titled Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications and published on December 10, 2024. The rule defines larger participants in the general-use digital consumer payment application market (i.e., payment apps) that are subject to CFPB supervisory authority. The rule defines larger participants in this market as nonbanks (1) with an annual volume of at least 50 million transactions, and (2) that are not small business concerns.

Related bills

  • HJRES 64 (119) Disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".
    Latest: 2025-02-27 — Referred to the House Committee on Financial Services.
    Relationship: Identical bill (via CRS), Public law contains the text (via CRS)
  • HRES 282 (119) Providing for consideration of the joint resolution (S.J. Res. 18) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions''; providing for consideration of the joint resolution (S.J. Res. 28) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to ''Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications''; providing for consideration of the bill (H.R. 1526) to amend title 28, United States Code, to limit the authority of district courts to provide injunctive relief, and for other purposes; providing for consideration of the bill (H.R. 22) to amend the National Voter Registration Act of 1993 to require proof of United States citizenship to register an individual to vote in elections for Federal office, and for other purposes; and for other purposes.
    Latest: 2025-04-01 — Motion to reconsider laid on the table Agreed to without objection.
    Relationship: Related bill (via House), Procedurally related (via House)
  • HRES 294 (119) Providing for consideration of the joint resolution (S.J. Res. 18) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions"; providing for consideration of the joint resolution (S.J. Res. 28) disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications"; providing for consideration of the bill (H.R. 1526) to amend title 28, United States Code, to limit the authority of district courts to provide injunctive relief, and for other purposes; providing for consideration of the bill (H.R. 22) to amend the National Voter Registration Act of 1993 to require proof of United States citizenship to register an individual to vote in elections for Federal office, and for other purposes; and for other purposes.
    Latest: 2025-04-08 — Motion to reconsider laid on the table Agreed to without objection.
    Relationship: Related bill (via House), Procedurally related (via House)

Amendments (0)

none

Laws

  • Public Law 119-11

Committee reports

none

Calendar number

null

CBO cost estimates

none

Latest action

Date
2025-05-09
Text
Became Public Law No: 119-11.
Time
null

Dublin Core

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text/xml
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EN
rights
Pursuant to Title 17 Section 105 of the United States Code, this file is not subject to copyright protection and is in the public domain.
contributor
Congressional Research Service, Library of Congress
description
This file contains bill summaries and statuses for federal legislation. A bill summary describes the most significant provisions of a piece of legislation and details the effects the legislative text may have on current law and federal programs. Bill summaries are authored by the Congressional Research Service (CRS) of the Library of Congress. As stated in Public Law 91-510 (2 USC 166 (d)(6)), one of the duties of CRS is "to prepare summaries and digests of bills and resolutions of a public general nature introduced in the Senate or House of Representatives". For more information, refer to the User Guide that accompanies this file.

Row fields (debug)

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12867
congress
119
bill_type
sjres
bill_number
28
bill_slug
sjres-28-119
title
A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications".
short_title
null
sponsor_bioguide_id
R000618
sponsor_name
Sen. Ricketts, Pete [R-NE]
sponsor_party
R
sponsor_state
NE
introduced_date
2025-02-27
latest_action_date
2025-05-09
latest_action_text
Became Public Law No: 119-11.
status
Became Law
policy_area
Finance and Financial Sector
subjects_json
[
  "Administrative law and regulatory procedures",
  "Congressional oversight",
  "Consumer Financial Protection Bureau",
  "Consumer affairs",
  "Internet, web applications, social media"
]
govinfo_billstatus_path
BILLSTATUS-119sjres28
raw_billstatus_xml
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summary_lede
This joint resolution nullifies the final rule issued by the Consumer Financial Protection Bureau (CFPB) titled Defining Larger Participants of a Market for General-Use Digital Consumer Payment Applications and published on December 10, 2024. The rule defines larger participants in the general-use digital consumer payment application market (i.e., payment apps) that are subject to CFPB supervis…
topic_primary
finance
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[]
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enacted
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